SouthState Bank (SSB) Stock: Buy, Sell, or Hold?
SSB - SouthState Bank Corporation
$105.98
0.14 (0.13%)
▲
5d:
-1.05%
30d:
-3.97%
90d:
+8.7%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 28, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: SSB is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: SSB is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$137.96
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$85.66
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SSB is currently trading at $105.98, which is considered slightly low relative to its 30-day fair value range of $105.59 to $109.63. The stock's valuation (Forward PE: 10.2) is in line with its historical norms (9.6). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SSB is in a strong uptrend. The price is currently testing key support at $103.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 58/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $119.86 (+13.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SSB is in a strong uptrend. The price is currently testing key support at $103.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 58/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $119.86 (+13.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$105.59 -
$109.63
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (58/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($119.86)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (58/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$105.59 -
$109.63
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$103.75
Resistance Level
$108.40
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.21
Wall Street Target
$119.86
(+13.1%)
Revenue Growth (YoY)
-0.1%
Earnings Growth (YoY)
11.4%
Profit Margin
35.5%
Valuation Premium vs History
+2.0% premium
PE vs Historical
10.2 vs 9.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$108.10
(+2%)
2-Year Target
$110.26
(+4%)
3-Year Target
$112.47
(+6%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$105.70
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 9.5%)
$274.62
(+159%)
Base:
(SPY PE: 10.2, Growth: 9.5%)
$139.08
(+31%)
Bear:
(PE: 8.7, Growth: 9.5%)
$118.22
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.12 | Current EPS (TTM): $9.52
Bull Case
$126.88
(+20%)
Analyst growth 9.0%, PE expands to 12.2
Base Case
$115.35
(+9%)
Market implied 9.0%, PE stable at 11.1
Bear Case
$71.97
(-32%)
Severe decline -20.0%, PE contracts to 9.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 2:32 PM ET
Data refreshes hourly during market hours. Next update: 3:32 PM
Data refreshes hourly during market hours. Next update: 3:32 PM
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Technical Signals Check
Is SSB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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