SouthState Bank (SSB) Stock: Buy, Sell, or Hold?
SSB - SouthState Bank Corporation
$105.22
2.44 (2.37%)
▲
5d:
+3.88%
30d:
+3.54%
90d:
-0.74%
BUY
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 21, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: SSB shows positive signals but monitor for confirmation. Market pricing in 1.7% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: SSB shows positive signals but monitor for confirmation. Market pricing in 1.7% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$139.48
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$86.61
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SSB is currently trading at $105.22, which is considered extended relative to its 30-day fair value range of $100.08 to $103.71. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (9.7). At these levels, the market is pricing in 1.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SSB is in a uptrend. The price is approaching resistance at $105.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $118.64 (+12.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SSB is in a uptrend. The price is approaching resistance at $105.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $118.64 (+12.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$100.08 -
$103.71
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (62/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($118.64)
- NEUTRAL: Market pricing in 1.7% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 62/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$100.08 -
$103.71
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$98.00
Resistance Level
$105.99
Current Trend
Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.14
Wall Street Target
$118.64
(+12.8%)
Revenue Growth (YoY)
-0.1%
Earnings Growth (YoY)
11.4%
Profit Margin
35.5%
Valuation Premium vs History
+1.7% premium
PE vs Historical
10.1 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.7%
(market-implied from PE analysis)
1-Year Target
$107.01
(+2%)
2-Year Target
$108.83
(+3%)
3-Year Target
$110.68
(+5%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$105.93
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 9.5%)
$270.48
(+157%)
Base:
(SPY PE: 10.1, Growth: 9.5%)
$138.03
(+31%)
Bear:
(PE: 8.6, Growth: 9.5%)
$117.33
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.80 | Current EPS (TTM): $9.52
Bull Case
$123.29
(+17%)
Analyst growth 9.1%, PE expands to 11.9
Base Case
$112.08
(+7%)
Market implied 9.1%, PE stable at 10.8
Bear Case
$69.89
(-34%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 8:43 PM ET
Data refreshes hourly during market hours. Next update: 9:43 PM
Data refreshes hourly during market hours. Next update: 9:43 PM
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Technical Signals Check
Is SSB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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