SYF vs COF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

SYF

46.9
AI Score
VS
COF Wins

COF

48.3
AI Score

Investment Advisor Scores

SYF

47score
Recommendation
HOLD

COF

48score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF COF Winner
Forward P/E 8.7032 11.0011 SYF
PEG Ratio 1.1448 0.2334 COF
Revenue Growth 0.6% 1111.0% COF
Earnings Growth 3.6% -3.2% SYF
Tradestie Score 46.9/100 48.3/100 COF
Profit Margin 35.5% 21.9% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SYF 1M: +10.7% · 3M: +10.4% COF 1M: +9.0% · 3M: +16.7%

Current Technical Phase

SYF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.0% over 20 days), RSI 56

RSI (14): 56.0 · Price: $79.47

COF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.8% over 20 days), RSI 54

RSI (14): 53.9 · Price: $217.91

Fundamentals Snapshot

Metric SYF COF
Market Cap
Forward P/E 7.7 9.1
Trailing P/E 8.3 12.2
Revenue (TTM)
Revenue Growth 0.0% 11.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.3%
EPS 9.75 17.47
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, COF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.