UBSI vs VLY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 26, 2026

UBSI

55.7
AI Score
VS
VLY Wins

VLY

56.4
AI Score

Investment Advisor Scores

UBSI

56score
Recommendation
HOLD

VLY

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UBSI VLY Winner
Forward P/E 13.5501 11.4548 VLY
PEG Ratio 1.9464 1.1627 VLY
Revenue Growth 10.6% 23.8% VLY
Earnings Growth 50.6% 58.1% VLY
Tradestie Score 55.7/100 56.4/100 VLY
Profit Margin 41.0% 33.8% UBSI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UBSI 1M: +5.5% · 3M: +12.0% VLY 1M: -0.6% · 3M: +7.3%

Current Technical Phase

UBSI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.8% over 20 days), RSI 66

RSI (14): 66.1 · Price: $48.91

VLY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.6% over 20 days), RSI 51

RSI (14): 51.0 · Price: $14.50

Fundamentals Snapshot

Metric UBSI VLY
Market Cap
Forward P/E 12.7 9.5
Trailing P/E 13.2 12.1
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.66 1.18
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, VLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.