UBSI vs VLY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 11, 2026

UBSI

63.5
AI Score
VS
VLY Wins

VLY

65.1
AI Score

Investment Advisor Scores

UBSI

64score
Recommendation
HOLD

VLY

65score
Recommendation
STRONG BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric UBSI VLY Winner
Forward P/E 13.5501 9.0992 VLY
PEG Ratio 1.9464 1.1627 VLY
Revenue Growth 6.2% 15.0% VLY
Earnings Growth 12.2% 31.8% VLY
Tradestie Score 63.5/100 65.1/100 VLY
Profit Margin 41.2% 34.5% UBSI
Beta 1.00 1.00 Tie
AI Recommendation HOLD STRONG BUY VLY

Relative Price Performance (Last 90 Days)

UBSI 1M: -3.4% · 3M: +5.0% VLY 1M: -7.6% · 3M: -4.2%

Current Technical Phase

UBSI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.3 · Price: $47.22

VLY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.5%), weak momentum, RSI 42

RSI (14): 41.5 · Price: $13.80

Fundamentals Snapshot

Metric UBSI VLY
Market Cap
Forward P/E 12.2 9.0
Trailing P/E 12.8 11.7
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.71 1.18
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, VLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.