VLY vs UBSI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 21, 2026

VLY

59.6
AI Score
VS
VLY Wins

UBSI

56.0
AI Score

Investment Advisor Scores

VLY

60score
Recommendation
HOLD

UBSI

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric VLY UBSI Winner
Forward P/E 8.8496 13.5501 VLY
PEG Ratio 1.1627 1.9464 VLY
Revenue Growth 15.0% 6.2% VLY
Earnings Growth 31.8% 12.2% VLY
Tradestie Score 59.6/100 56.0/100 VLY
Profit Margin 34.5% 41.2% UBSI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

VLY 1M: -7.2% · 3M: -13.3% UBSI 1M: -0.5% · 3M: +1.2%

Current Technical Phase

VLY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.8%), weak momentum, RSI 34

RSI (14): 34.1 · Price: $12.82

UBSI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 50.5 · Price: $47.04

Fundamentals Snapshot

Metric VLY UBSI
Market Cap — —
Forward P/E 8.3 12.2
Trailing P/E 10.7 12.5
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 1.18 3.71
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, VLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.