UMBF vs TRMK

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 23, 2026

UMBF

51.7
AI Score
VS
UMBF Wins

TRMK

51.6
AI Score

Investment Advisor Scores

UMBF

52score
Recommendation
HOLD

TRMK

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UMBF TRMK Winner
Net Income 56.12M 261.44M UMBF
ROE 2.6% 3.3% UMBF
ROA 0.3% 0.4% UMBF
Total Assets 18.99B 72.67B UMBF
Cash 404.41M 6.26B UMBF
Free Cash Flow 20.62M 356.76M UMBF

Relative Price Performance (Last 90 Days)

UMBF 1M: +0.1% · 3M: +15.5% TRMK 1M: +0.8% · 3M: +6.9%

Current Technical Phase

UMBF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.1% over 20 days), RSI 57

RSI (14): 56.8 · Price: $145.73

TRMK

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.9% over 20 days), RSI 60

RSI (14): 60.0 · Price: $47.45

Fundamentals Snapshot

Metric UMBF TRMK
Market Cap
Forward P/E 10.5 11.6
Trailing P/E 12.3 11.9
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 11.80 3.98
Dividend Yield 0.01% 0.02%

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.