UPST vs FINV

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

UPST

63.4
AI Score
VS
UPST Wins

FINV

48.5
AI Score

Investment Advisor Scores

UPST

63score
Recommendation
HOLD

FINV

49score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST FINV Winner
Forward P/E 13.587 3.6724 FINV
PEG Ratio 0 0 Tie
Revenue Growth 42.3% -4.9% UPST
Earnings Growth 211.2% -35.7% UPST
Tradestie Score 63.4/100 48.5/100 UPST
Profit Margin 4.7% 14.5% FINV
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY FINV

Relative Price Performance (Last 90 Days)

UPST 1M: -2.5% · 3M: -11.4% FINV 1M: -4.1% · 3M: -35.6%

Current Technical Phase

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.0 · Price: $23.85

FINV

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 45

RSI (14): 45.1 · Price: $3.06

Fundamentals Snapshot

Metric UPST FINV
Market Cap — —
Forward P/E 6.7 0.6
Trailing P/E 47.3 2.8
Revenue (TTM) — —
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 0.7%
Operating Margin 0.1% 0.5%
EPS 0.50 1.06
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.