UPST vs NAVI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jun 19, 2026

UPST

54.3
AI Score
VS
NAVI Wins

NAVI

57.6
AI Score

Investment Advisor Scores

UPST

54score
Recommendation
HOLD

NAVI

58score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST NAVI Winner
Forward P/E 33.1126 10.352 NAVI
PEG Ratio 0 0.142 Tie
Revenue Growth 44.6% -0.8% UPST
Earnings Growth 209.1% -59.4% UPST
Tradestie Score 54.3/100 57.6/100 NAVI
Profit Margin 4.2% -18.5% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, NAVI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.