UPST vs QFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: May 31, 2026

UPST

57.7
AI Score
VS
UPST Wins

QFIN

55.0
AI Score

Investment Advisor Scores

UPST

58score
Recommendation
HOLD

QFIN

55score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST QFIN Winner
Forward P/E 35.5872 3.2712 QFIN
PEG Ratio 0 0 Tie
Revenue Growth 44.6% -16.7% UPST
Earnings Growth 209.1% -43.3% UPST
Tradestie Score 57.7/100 55.0/100 UPST
Profit Margin 4.2% 27.5% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.