UPST vs U

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

UPST

55.3
AI Score
VS
UPST Wins

U

56.5
AI Score

Investment Advisor Scores

UPST

55score
Recommendation
HOLD

U

57score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST U Winner
Forward P/E 33.67 34.1297 UPST
PEG Ratio 0 0 Tie
Revenue Growth 44.6% 16.8% UPST
Earnings Growth 209.1% 0.0% UPST
Tradestie Score 55.3/100 56.5/100 U
Profit Margin 4.2% -35.0% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -23.2% · 3M: -13.1% U 1M: +5.0% · 3M: +20.0%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.8%), weak momentum, RSI 38

RSI (14): 38.1 · Price: $27.44

U

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.4% over 20 days), RSI 58

RSI (14): 57.8 · Price: $31.71

Fundamentals Snapshot

Metric UPST U
Market Cap
Forward P/E 8.2 24.1
Trailing P/E 64.4
Revenue (TTM)
Revenue Growth 0.4% 0.2%
Gross Margin 0.8% 0.7%
Operating Margin 0.0% -0.2%
EPS 0.42 -1.63
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.