V vs SOFI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 21, 2026
V
27.1
AI Score
VS
SOFI Wins
SOFI
63.2
AI Score
Investment Advisor Scores
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | V | SOFI | Winner |
|---|---|---|---|
| Revenue | 22.13B | 283.08M | V |
| Net Income | 11.87B | 323.32M | V |
| Net Margin | 53.7% | 114.2% | SOFI |
| ROE | 33.3% | 2.9% | V |
| ROA | 12.5% | 0.5% | V |
| Total Assets | 95.05B | 60.95B | V |
| Cash | 12.40B | 3.13B | V |
Relative Price Performance (Last 90 Days)
V 1M: +12.7%
· 3M: +16.0%
SOFI 1M: -13.2%
· 3M: -10.5%
Current Technical Phase
V
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (2.0% over 20 days), RSI 76
SOFI
MarkdownSell / avoid
Price below a falling SMA50 (slope -4.2%), weak momentum, RSI 41
Fundamentals Snapshot
| Metric | V | SOFI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 27.2 | 18.1 |
| Trailing P/E | 34.6 | 30.0 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.1% | 0.4% |
| Gross Margin | 1.0% | 0.8% |
| Operating Margin | 0.7% | 0.2% |
| EPS | 11.75 | 0.49 |
| Dividend Yield | 0.01% | — |
Frequently Asked Questions
Based on our detailed analysis, SOFI is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.