V Stock Analysis: Buy, Sell, or Hold?

V - VISA Inc.

SERVICES-BUSINESS SERVICES, NEC
$371.04
5.31 (1.45%) ▲
5d: +1.89%
30d: +5.53%
90d: +12.06%
WAIT
LOW Confidence
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Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 28, 2026 0d
Smart Money Distribution

Options positioning is turning defensive after a sharp run-up - a pattern consistent with institutional profit-taking. View Scanner →

Signal fired Aug 7, 2026 at $362.50 · last confirmed Aug 18, 2026

Strength: 6.9/10

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 MIXED SIGNALS: V shows conflicting indicators. Wait for confirmation before entering.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$518.08
Based on 8.7% avg growth
INTRINSIC VALUE TODAY
$321.68
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 22.9x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: V is currently trading at $371.04, which is considered extended relative to its 30-day fair value range of $357.31 to $367.71. The stock's valuation (Forward PE: 24.4) is in line with its historical norms (22.9). At these levels, the market is pricing in 2.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, V is in a strong uptrend. The price is approaching resistance at $371.80. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $416.20 (+13.8%). Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $357.31 - $367.71
Company Quality Score 44/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 49.5%

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All Signals

  • BEARISH: Price extended above range
  • NEUTRAL: Mixed technical signals (46/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading below Wall St target ($416.20)
  • NEUTRAL: Market pricing in 2.1% annual earnings growth - fairly valued
  • WARNING: Composite score 44/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $357.31 - $367.71
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $358.05
Resistance Level $371.80
Current Trend Strong Uptrend
Technical data as of Aug 21, 2026

Fundamental Context

Forward P/E (Next Year Est.) 24.42
Wall Street Target $416.20 (+13.8%)
Revenue Growth (YoY) 14.4%
Earnings Growth (YoY) 10.2%
Profit Margin 50.8%
Valuation Premium vs History +2.1% premium
PE vs Historical 24.4 vs 22.9 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +2.1% (market-implied from PE analysis)
1-Year Target $373.41 (+2%)
2-Year Target $381.25 (+4%)
3-Year Target $389.26 (+6%)
3-Yr Target (if PE normalizes) (PE: 24→23) PE COMPRESSION $365.02 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 24.4, Growth: 13.3%) $532.24 (+46%)
Base: (SPY PE: 20.1, Growth: 13.3%) $437.42 (+20%)
Bear: (PE: 17.1, Growth: 13.3%) $371.80 (+2%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (31x PE), but valuation improves significantly next year (24x PE) as earnings recover.
Trailing PE: 30.95 | Current EPS (TTM): $11.81
Bull Case $509.90 (+37%)
Analyst growth 26.8%, PE expands to 34.1
Base Case $463.54 (+25%)
Market implied 26.8%, PE stable at 31.0
Bear Case $248.57 (-33%)
Severe decline -20.0%, PE contracts to 26.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: August 22, 2026 11:06 AM ET
Data refreshes hourly during market hours. Next update: 12:06 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
1
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Ro Khanna SELL 2026-03-30
Ro Khanna SELL 2026-03-23
Lloyd Carney SELL 650 shares 2026-03-11

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