VLTO vs CPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 22, 2026

VLTO

45.7
AI Score
VS
VLTO Wins

CPAY

43.5
AI Score

Investment Advisor Scores

VLTO

46score
Recommendation
HOLD

CPAY

44score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric VLTO CPAY Winner
Revenue 1.42B 585.50M VLTO
Net Income 254.00M 174.94M VLTO
Net Margin 17.9% 29.9% CPAY
Operating Income 338.00M 260.09M VLTO
ROE 8.5% 4.5% VLTO
ROA 3.3% 1.5% VLTO
Total Assets 7.65B 11.69B CPAY
Cash 1.43B 979.57M VLTO
Current Ratio 1.48 0.91 VLTO
Free Cash Flow 170.00M 185.49M CPAY

Relative Price Performance (Last 90 Days)

VLTO 1M: +7.9% · 3M: +14.9% CPAY 1M: +14.3% · 3M: +20.1%

Current Technical Phase

VLTO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.6% over 20 days), RSI 59

RSI (14): 59.2 · Price: $98.77

CPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.9% over 20 days), RSI 66

RSI (14): 65.7 · Price: $417.13

Fundamentals Snapshot

Metric VLTO CPAY
Market Cap
Forward P/E 20.6 13.4
Trailing P/E 25.2 24.8
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 0.6% 0.8%
Operating Margin 0.2% 0.5%
EPS 3.95 16.64
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, VLTO is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.