WTFC vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

WTFC

35.7
AI Score
VS
UMBF Wins

UMBF

43.5
AI Score

Investment Advisor Scores

WTFC

36score
Recommendation
AVOID NEW MONEY

UMBF

44score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric WTFC UMBF Winner
Forward P/E 10.9409 9.6246 UMBF
PEG Ratio 1.1728 2.5387 WTFC
Revenue Growth 10.2% 12.2% UMBF
Earnings Growth 18.7% 26.2% UMBF
Tradestie Score 35.7/100 43.5/100 UMBF
Profit Margin 32.6% 33.5% UMBF
Beta 1.00 1.00 Tie
AI Recommendation AVOID NEW MONEY HOLD UMBF

Relative Price Performance (Last 90 Days)

WTFC 1M: -4.7% · 3M: -10.9% UMBF 1M: -7.7% · 3M: -9.3%

Current Technical Phase

WTFC

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.5%), weak momentum, RSI 40

RSI (14): 40.2 · Price: $145.02

UMBF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.2%), weak momentum, RSI 33

RSI (14): 32.7 · Price: $130.94

Fundamentals Snapshot

Metric WTFC UMBF
Market Cap — —
Forward P/E 10.5 9.4
Trailing P/E 11.4 10.8
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 12.60 12.01
Dividend Yield 0.01% 0.01%

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.