XP vs FIGR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 29, 2026

XP

29.2
AI Score
VS
FIGR Wins

FIGR

48.8
AI Score

Investment Advisor Scores

XP

29score
Recommendation
AVOID NEW MONEY

FIGR

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric XP FIGR Winner
Forward P/E 8.5034 0 Tie
PEG Ratio 0 0 Tie
Revenue Growth 10.6% 120.8% FIGR
Earnings Growth 8.6% 337.5% FIGR
Tradestie Score 29.2/100 48.8/100 FIGR
Profit Margin 28.5% 38.3% FIGR
Beta 1.00 1.00 Tie
AI Recommendation AVOID NEW MONEY HOLD FIGR

Relative Price Performance (Last 90 Days)

XP 1M: +8.3% · 3M: +32.0% FIGR 1M: -13.8% · 3M: -16.9%

Current Technical Phase

XP

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (9.2% over 20 days), RSI 70

RSI (14): 70.4 · Price: $21.65

FIGR

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 36

RSI (14): 36.4 · Price: $28.61

Fundamentals Snapshot

Metric XP FIGR
Market Cap — —
Forward P/E 1.7 15.3
Trailing P/E 10.8 30.7
Revenue (TTM) — —
Revenue Growth 0.1% 1.2%
Gross Margin 0.7% 1.0%
Operating Margin 0.3% 0.4%
EPS 1.95 0.94
Dividend Yield 0.01% —

Frequently Asked Questions

Based on our detailed analysis, FIGR is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.