FIGR Figure Technology Solutions, Inc. Class A Common Stock Loan Brokers Best Securities Brokers Stocks 2026 →

Figure Technology Solutions (FIGR) Stock: Buy, Sell, or Hold?

$23.34
-1.18 (-4.81%) ▼
5d: +5.61% 30d: -17.99% 90d: -23.92%
QUANTITATIVE VERDICT
BUY
HIGH Confidence (86%)
Quality Score
62/100
Position
SLIGHTLY LOW
30-Day Fair Range
$22.53 – $27.39
Position: SLIGHTLY LOW
Forward P/E & Valuation
12.4x CHEAP
vs 22.1x historical avg
Wall Street Target
$50.10
+114.7% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$19.54 / $24.69
Trend: Downtrend
💡Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
✅ BUY SIGNAL: FIGR appears deeply undervalued. Market expects -17.7% annual earnings decline despite 338% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Nov 4, 2026 at $23.41 · last confirmed Nov 10, 2026

Strength: 6.9/10

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Interactive Price Chart (1 Month)

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Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$81.34
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$50.51
53.8% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 22.1x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: FIGR is currently trading at $23.34, which is considered slightly low relative to its 30-day fair value range of $22.53 to $27.39. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.3) compared to its historical average (22.1). Remarkably, the market is currently pricing in an annual earnings decline of 17.7% over the next few years. This pessimistic expectation contrasts with the company's recent 337.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, FIGR is in a downtrend. Immediate support is located at $19.54, while resistance sits at $24.69. Short-term momentum is weak, with the stock down 4.8% recently.

Market Sentiment: FIGR scores 84/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $50.10 (+114.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position SLIGHTLY LOW
Historical Trading Range $22.53 - $27.39
Company Quality Score 62/100 (BUY)
Volume Confirmation HIGH
Confidence Score 85.7%

Trading Range & Key Levels

30-Day Trading Range $22.53 - $27.39
Current vs Trading Range SLIGHTLY LOW
Support Level $19.54
Resistance Level $24.69
Current Trend Downtrend
Technical data as of Nov 10, 2026

Quantitative Signal Breakdown

  • BULLISH: Price oversold vs 30-day range
  • BULLISH: Strong technical setup (84/100)
  • BULLISH: High volume confirmation
  • BEARISH: Downward momentum (-4.8%)
  • BULLISH: Trading 114.7% below Wall St target ($50.10)
  • BULLISH: Bottoming setup score 84/100 — corrected, stabilizing, and turning up

Fundamental Context

Forward P/E (Next Year Est.) 12.35
Wall Street Target $50.10 (+114.7%)
Revenue Growth (YoY) 120.8%
Earnings Growth (YoY) 337.5%
Profit Margin 38.3%
Valuation Discount vs History -17.7% cheaper
PE vs Historical 12.4 vs 22.1 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -17.7% (market-implied from PE analysis)
1-Year Target $21.01 (-10%)
2-Year Target $18.91 (-19%)
3-Year Target $17.01 (-27%)
3-Yr Target (if PE normalizes) (PE: 12→22) $30.45 (+31%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 19.9, Growth: 30.3%) $83.12 (+256%)
Base: (SPY PE: 12.3, Growth: 30.3%) $51.69 (+122%)
Bear: (PE: 10.5, Growth: 30.3%) $43.93 (+88%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (26x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 26.37 | Current EPS (TTM): $0.93
Bull Case $53.94 (+131%)
Analyst growth 100.0%, PE expands to 29.0
Base Case $49.04 (+110%)
Market implied 100.0%, PE stable at 26.4
Bear Case $16.67 (-29%)
Severe decline -20.0%, PE contracts to 22.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.3 to 22.1
Stabilization Target: $41.77 (+79.0%)
PE Expansion Potential: +79.0%
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Reddit & Retail Trader Sentiment (FIGR)

Bearish 2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 10, 2026
Daily AI digest
AI Retail Discussion Summary: Figure Technology Solutions, Inc. (FIGR) is set to release its Q3 2026 earnings, with expectations of revenue growth but a decline in EPS. The latest article suggests strong momentum in its blockchain-based lending marketplace, but increasing financing costs and a shift toward lower-take-rate Figure Connect could pressure profitability.
Key Retail Themes: revenue growth profitability concerns
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams. View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 7:17 AM ET
Data refreshes hourly during market hours. Next update: 8:17 AM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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Part A: Deep-Dive FIGR Research Pages
FIGR Technical Chart FIGR Price Prediction FIGR Intrinsic Value DCF FIGR Earnings Date Why is FIGR Moving Today? FIGR Investment Advisor FIGR Fair Price Analyzer FIGR Options Chain FIGR Options Advisor FIGR Options Analysis FIGR Competitors
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