Figure Technology Solutions (FIGR) Stock: Buy, Sell, or Hold?
FIGR - Figure Technology Solutions, Inc. Class A Common Stock
$34.87
-1.70 (-4.65%)
âŧ
5d:
-3.7%
30d:
+13.66%
90d:
+23.87%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Aug 13, 2026
0d
Smart Money Accumulation
Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →
Signal fired Sep 4, 2026 at $35.96 · last confirmed Sep 10, 2026
Strength: 4.5/10
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: FIGR is fairly priced but lacks strong directional signals. At -4.2% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: FIGR is fairly priced but lacks strong directional signals. At -4.2% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$71.01
Based on 12.5% avg growth
INTRINSIC VALUE TODAY
$44.09
20.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 24.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIGR is currently trading at $34.87, which is considered fair relative to its 30-day fair value range of $30.08 to $38.12. From a valuation perspective, the stock is trading at a discount (Forward PE: 21.4) compared to its historical average (24.3). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This pessimistic expectation contrasts with the company's recent 337.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FIGR is showing sideways momentum. Immediate support is located at $32.20, while resistance sits at $40.60. Short-term momentum is weak, with the stock down 4.6% recently.
Market Sentiment: FIGR scores 37/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $55.29 (+58.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FIGR is showing sideways momentum. Immediate support is located at $32.20, while resistance sits at $40.60. Short-term momentum is weak, with the stock down 4.6% recently.
Market Sentiment: FIGR scores 37/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $55.29 (+58.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$30.08 -
$38.12
Company Quality Score
46/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
45.2%
Protect Your Profits
Holding FIGR? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- BEARISH: Weak technical setup (37/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.6%)
- BULLISH: Trading 58.5% below Wall St target ($55.29)
- WARNING: Composite score 46/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$30.08 -
$38.12
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$32.20
Resistance Level
$40.60
Current Trend
Sideways
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
21.35
Wall Street Target
$55.29
(+58.5%)
Revenue Growth (YoY)
120.8%
Earnings Growth (YoY)
337.5%
Profit Margin
38.3%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
21.4 vs 24.3
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$33.41
(-4%)
2-Year Target
$32.00
(-8%)
3-Year Target
$30.66
(-12%)
3-Yr Target (if PE normalizes)
(PE: 21â24)
$34.90
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.3, Growth: 21.0%)
$61.75
(+77%)
Base:
(SPY PE: 20.2, Growth: 21.0%)
$58.34
(+67%)
Bear:
(PE: 17.1, Growth: 21.0%)
$49.59
(+42%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (40x PE), but valuation improves significantly next year (21x PE) as earnings recover.
Trailing PE: 40.19 | Current EPS (TTM): $0.91
Bull Case
$72.20
(+107%)
Analyst growth 79.5%, PE expands to 44.2
Base Case
$65.64
(+88%)
Market implied 79.5%, PE stable at 40.2
Bear Case
$24.87
(-29%)
Severe decline -20.0%, PE contracts to 34.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 21.3 to 24.3
Stabilization Target:
$39.69
(+13.8%)
PE Expansion Potential:
+13.8%
Share & Embed Analysis
Last updated: September 12, 2026 3:06 AM ET
Data refreshes hourly during market hours. Next update: 4:06 AM
Data refreshes hourly during market hours. Next update: 4:06 AM
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Technical Signals Check
Is FIGR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael Scott Cagney
SELL
67840 shares
2026-04-15
June Ou
SELL
67840 shares
2026-04-15
David Todd Stevens
SELL
49708 shares
2026-03-19
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Advanced FIGR Option Strategies
Professional options setups generated by AI based on today's FIGR price and gamma walls.