Figure Technology Solutions (FIGR) Stock: Buy, Sell, or Hold?
FIGR - Figure Technology Solutions, Inc. Class A Common Stock
$28.54
-0.31 (-1.07%)
▼
5d:
-12.61%
30d:
-15.31%
90d:
-15.84%
WAIT
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Nov 12, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: FIGR is down 12.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: FIGR is down 12.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$86.67
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$53.81
47.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIGR is currently trading at $28.54, which is considered oversold relative to its 30-day fair value range of $31.67 to $37.87. From a valuation perspective, the stock is trading at a discount (Forward PE: 15.3) compared to its historical average (23.8). Remarkably, the market is currently pricing in an annual earnings decline of 13.8% over the next few years. This pessimistic expectation contrasts with the company's recent 337.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FIGR is showing sideways momentum. Immediate support is located at $27.51, while resistance sits at $37.46.
Market Sentiment: FIGR scores 38/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $54.50 (+91.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FIGR is showing sideways momentum. Immediate support is located at $27.51, while resistance sits at $37.46.
Market Sentiment: FIGR scores 38/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $54.50 (+91.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$31.67 -
$37.87
Company Quality Score
48/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding FIGR? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (38/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 91.0% below Wall St target ($54.50)
- WARNING: Composite score 48/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$31.67 -
$37.87
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$27.51
Resistance Level
$37.46
Current Trend
Sideways
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
15.26
Wall Street Target
$54.50
(+91.0%)
Revenue Growth (YoY)
120.8%
Earnings Growth (YoY)
337.5%
Profit Margin
38.3%
Valuation Discount vs History
-13.8% cheaper
PE vs Historical
15.3 vs 23.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-13.8%
(market-implied from PE analysis)
1-Year Target
$25.69
(-10%)
2-Year Target
$23.12
(-19%)
3-Year Target
$20.81
(-27%)
3-Yr Target (if PE normalizes)
(PE: 15→24)
$32.44
(+14%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 29.0%)
$81.83
(+187%)
Base:
(SPY PE: 15.3, Growth: 29.0%)
$61.22
(+115%)
Bear:
(PE: 13.0, Growth: 29.0%)
$52.03
(+82%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (31x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 30.69 | Current EPS (TTM): $0.94
Bull Case
$63.13
(+121%)
Analyst growth 98.9%, PE expands to 33.8
Base Case
$57.39
(+101%)
Market implied 98.9%, PE stable at 30.7
Bear Case
$19.62
(-31%)
Severe decline -20.0%, PE contracts to 26.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 15.3 to 23.8
Stabilization Target:
$44.51
(+55.9%)
PE Expansion Potential:
+55.9%
Share & Embed Analysis
Last updated: October 02, 2026 4:54 AM ET
Data refreshes hourly during market hours. Next update: 5:54 AM
Data refreshes hourly during market hours. Next update: 5:54 AM
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| Ticker | Score | Recommendation | Change % |
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Technical Signals Check
Is FIGR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael Scott Cagney
SELL
67840 shares
2026-04-15
June Ou
SELL
67840 shares
2026-04-15
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