FIGR Stock Analysis: Buy, Sell, or Hold?
FIGR - Figure Technology Solutions, Inc. Class A Common Stock
$29.74
-2.06 (-6.48%)
▼
5d:
-13.57%
30d:
+5.95%
90d:
-12.73%
WAIT
LOW Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 10, 2026
27d
Smart Money Distribution
None View Scanner →
Strength: 6.8/10
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: FIGR is down 13.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: FIGR is down 13.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$60.96
Based on 9.7% avg growth
INTRINSIC VALUE TODAY
$37.85
21.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIGR is currently trading at $29.74, which is considered fair relative to its 30-day fair value range of $27.36 to $31.69. From a valuation perspective, the stock is trading at a discount (Forward PE: 19.3) compared to its historical average (25.3). Remarkably, the market is currently pricing in an annual earnings decline of 8.6% over the next few years. This pessimistic expectation contrasts with the company's recent 277.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FIGR is in a downtrend. Immediate support is located at $27.10, while resistance sits at $36.39. Short-term momentum is weak, with the stock down 6.5% recently.
Market Sentiment: FIGR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $54.29 (+82.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FIGR is in a downtrend. Immediate support is located at $27.10, while resistance sits at $36.39. Short-term momentum is weak, with the stock down 6.5% recently.
Market Sentiment: FIGR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $54.29 (+82.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$27.36 -
$31.69
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.6%
Protect Your Profits
Holding FIGR? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-6.5%)
- BULLISH: Trading 82.5% below Wall St target ($54.29)
- WARNING: Recommendation downgraded due to -13.6% 5-day decline - wait for stabilization
Trading Range Analysis
30-Day Trading Range
$27.36 -
$31.69
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$27.10
Resistance Level
$36.39
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
19.31
Wall Street Target
$54.29
(+82.5%)
Revenue Growth (YoY)
119.2%
Earnings Growth (YoY)
277.8%
Profit Margin
35.2%
Valuation Discount vs History
-8.6% cheaper
PE vs Historical
19.3 vs 25.3
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.6%
(market-implied from PE analysis)
1-Year Target
$27.18
(-9%)
2-Year Target
$24.84
(-17%)
3-Year Target
$22.71
(-24%)
3-Yr Target (if PE normalizes)
(PE: 19→25)
$29.75
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 15.4%)
$51.49
(+73%)
Base:
(SPY PE: 19.3, Growth: 15.4%)
$45.65
(+54%)
Bear:
(PE: 16.4, Growth: 15.4%)
$38.80
(+31%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (39x PE), but valuation improves significantly next year (19x PE) as earnings recover.
Trailing PE: 38.78 | Current EPS (TTM): $0.82
Bull Case
$65.69
(+121%)
Analyst growth 87.8%, PE expands to 42.7
Base Case
$59.72
(+101%)
Market implied 87.8%, PE stable at 38.8
Bear Case
$21.62
(-27%)
Severe decline -20.0%, PE contracts to 33.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 19.3 to 25.3
Stabilization Target:
$38.96
(+31.0%)
PE Expansion Potential:
+31.0%
Share & Embed Analysis
Last updated: July 13, 2026 6:01 PM ET
Data refreshes hourly during market hours. Next update: 7:01 PM
Data refreshes hourly during market hours. Next update: 7:01 PM
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Technical Signals Check
Is FIGR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael Scott Cagney
SELL
67840 shares
2026-04-15
June Ou
SELL
67840 shares
2026-04-15
David Todd Stevens
SELL
49708 shares
2026-03-19
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Professional options setups generated by AI based on today's FIGR price and gamma walls.