FUNC Stock Analysis: Buy, Sell, or Hold?
FUNC - First United Corp
$45.38
-0.80 (-1.73%)
âŧ
5d:
+1.43%
30d:
-1.05%
90d:
+21.4%
WAIT
LOW Confidence
Analysis Updated: Aug 14, 2026 12:00 AM ET
Earnings: Oct 26, 2026
Get Alerted When FUNC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: FUNC is fairly priced but lacks strong directional signals. At 3.2% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: FUNC is fairly priced but lacks strong directional signals. At 3.2% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.56
Based on 5.4% avg growth
INTRINSIC VALUE TODAY
$33.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FUNC is currently trading at $45.38, which is considered slightly high relative to its 30-day fair value range of $44.09 to $45.39. The stock's valuation (Forward PE: 9.4) is in line with its historical norms (8.6). At these levels, the market is pricing in 3.2% annual earnings growth.
Technical Outlook: Technically, FUNC is in a strong uptrend. The price is currently testing key support at $44.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $50.00 (+10.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FUNC is in a strong uptrend. The price is currently testing key support at $44.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $50.00 (+10.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$44.09 -
$45.39
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
All Signals
- NEUTRAL: Mixed technical signals (50/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($50.00)
- BULLISH: Expecting earnings turnaround to 3.2% growth with 10.7% revenue growth
- WARNING: Composite score 50/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$44.09 -
$45.39
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$44.12
Resistance Level
$46.18
Current Trend
Strong Uptrend
Technical data as of
Aug 14, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.45
Wall Street Target
$50.00
(+10.2%)
Revenue Growth (YoY)
10.7%
Earnings Growth (YoY)
-4.5%
Profit Margin
27.7%
Valuation Premium vs History
+3.2% premium
PE vs Historical
9.5 vs 8.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.2%
(market-implied from PE analysis)
1-Year Target
$46.83
(+3%)
2-Year Target
$48.33
(+7%)
3-Year Target
$49.88
(+10%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
PE COMPRESSION
$45.37
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 6.7%)
$117.85
(+160%)
Base:
(SPY PE: 9.5, Growth: 6.7%)
$55.07
(+21%)
Bear:
(PE: 8.0, Growth: 6.7%)
$46.81
(+3%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.81 | Current EPS (TTM): $3.91
Bull Case
$62.36
(+37%)
Analyst growth 22.8%, PE expands to 13.0
Base Case
$56.69
(+25%)
Market implied 22.8%, PE stable at 11.8
Bear Case
$31.40
(-31%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 16, 2026 3:40 AM ET
Data refreshes hourly during market hours. Next update: 4:40 AM
Data refreshes hourly during market hours. Next update: 4:40 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FUNC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares InâĻ |
STRONG BUY
21 analysts |
$20 | 56 HOLD |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 48 HOLD |
|
WTFC
Wintrust Financial CorpoâĻ |
STRONG BUY
13 analysts |
$180 | 56 HOLD |
|
WAL
Western Alliance BancorpâĻ |
STRONG BUY
15 analysts |
$92 | 57 HOLD |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 54 HOLD |
