PNFP Stock Analysis: Buy, Sell, or Hold?
$99.32
-2.52 (-2.47%)
âŧ
5d:
-2.14%
30d:
+6.97%
90d:
-8.05%
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Earnings: Oct 21, 2026
0d
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Updated Nov 12, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (71%)
Quality Score
42/100
Position
FAIR
30-Day Fair Range
$94.79 â $102.18
Position: FAIR
Forward P/E & Valuation
8.8x
FAIR
vs 8.5x historical avg
Wall Street Target
$121.41
+19.2% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$99.58 / $107.10
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: PNFP is fairly priced but lacks strong directional signals. At 1.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$149.35
Based on 8.7% avg growth
INTRINSIC VALUE TODAY
$92.74
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PNFP is currently trading at $99.32, which is considered fair relative to its 30-day fair value range of $94.79 to $102.18. The stock's valuation (Forward PE: 8.8) is in line with its historical norms (8.5). At these levels, the market is pricing in 1.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PNFP is in a strong downtrend. The price is currently testing key support at $99.58. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $121.41 (+19.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PNFP is in a strong downtrend. The price is currently testing key support at $99.58. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $121.41 (+19.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$94.79 -
$102.18
Company Quality Score
42/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
Trading Range & Key Levels
30-Day Trading Range
$94.79 -
$102.18
Current vs Trading Range
FAIR
Support Level
$99.58
Resistance Level
$107.10
Current Trend
Strong Downtrend
Technical data as of
Nov 12, 2026
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View Profit Protection PlanQuantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (46/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($121.41)
- NEUTRAL: Market pricing in 1.1% annual earnings growth - fairly valued
- WARNING: Composite score 42/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
8.76
Wall Street Target
$121.41
(+19.2%)
Revenue Growth (YoY)
139.5%
Earnings Growth (YoY)
9.6%
Profit Margin
25.5%
Valuation Premium vs History
+1.1% premium
PE vs Historical
8.8 vs 8.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.1%
(market-implied from PE analysis)
1-Year Target
$102.96
(+1%)
2-Year Target
$104.09
(+2%)
3-Year Target
$105.24
(+3%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
PE COMPRESSION
$102.17
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 13.3%)
$335.84
(+230%)
Base:
(SPY PE: 8.8, Growth: 13.3%)
$148.06
(+45%)
Bear:
(PE: 7.4, Growth: 13.3%)
$125.85
(+24%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 13.76 | Current EPS (TTM): $7.47
Bull Case
$176.08
(+73%)
Analyst growth 55.7%, PE expands to 15.1
Base Case
$160.07
(+57%)
Market implied 55.7%, PE stable at 13.8
Bear Case
$69.90
(-31%)
Severe decline -20.0%, PE contracts to 11.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (PNFP)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Aug 2, 2026
Daily AI digest
AI Retail Discussion Summary:
A bullish trader with 4554 followers expressed a long position on $PNFP on StockTwits, indicating a positive outlook for the stock. No recent news articles were available.
Key Retail Themes:
Bullish sentiment among traders
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 3:34 PM ET
Data refreshes hourly during market hours. Next update: 4:34 PM
Data refreshes hourly during market hours. Next update: 4:34 PM
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Insider Activity (6 Months)
0
Buys
0
Sells
0
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