PNFP Stock Analysis: Buy, Sell, or Hold?
PNFP - Pinnacle Financial Partners In
$96.03
-0.44 (-0.46%)
▼
5d:
-0.05%
30d:
-1.34%
90d:
+14.53%
BUY
HIGH Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 22, 2026
27d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: PNFP shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: PNFP shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$156.50
Based on 9.6% avg growth
INTRINSIC VALUE TODAY
$97.18
1.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PNFP is currently trading at $96.03, which is considered fair relative to its 30-day fair value range of $94.62 to $97.48. The stock's valuation (Forward PE: 8.1) is in line with its historical norms (8.4). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, PNFP is in a strong downtrend. Immediate support is located at $93.14, while resistance sits at $99.33.
Market Sentiment: PNFP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $116.53 (+21.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PNFP is in a strong downtrend. Immediate support is located at $93.14, while resistance sits at $99.33.
Market Sentiment: PNFP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $116.53 (+21.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$94.62 -
$97.48
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
83.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 21.3% below Wall St target ($116.53)
Trading Range Analysis
30-Day Trading Range
$94.62 -
$97.48
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$93.14
Resistance Level
$99.33
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.12
Wall Street Target
$116.53
(+21.3%)
Revenue Growth (YoY)
156.4%
Earnings Growth (YoY)
-49.7%
Profit Margin
24.7%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
8.1 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$95.07
(-1%)
2-Year Target
$94.12
(-2%)
3-Year Target
$93.18
(-3%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$96.34
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 15.2%)
$394.02
(+310%)
Base:
(SPY PE: 8.1, Growth: 15.2%)
$146.98
(+53%)
Bear:
(PE: 6.9, Growth: 15.2%)
$124.93
(+30%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 13.42 | Current EPS (TTM): $7.19
Bull Case
$174.45
(+82%)
Analyst growth 64.4%, PE expands to 14.8
Base Case
$158.59
(+65%)
Market implied 64.4%, PE stable at 13.4
Bear Case
$65.60
(-32%)
Severe decline -20.0%, PE contracts to 11.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.1 to 8.4
Stabilization Target:
$99.29
(+3.4%)
PE Expansion Potential:
+3.4%
Share & Embed Analysis
Last updated: June 23, 2026 9:47 PM ET
Data refreshes hourly during market hours. Next update: 10:47 PM
Data refreshes hourly during market hours. Next update: 10:47 PM
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Technical Signals Check
Is PNFP showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Andrew J Jr. Gregory
BUY
1000 shares
2026-02-12
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