Ameris Bancorp (ABCB) Stock: Buy, Sell, or Hold?
ABCB - Ameris Bancorp
$80.40
-1.04 (-1.28%)
▼
5d:
-1.28%
30d:
-6.33%
90d:
-10.84%
HOLD
LOW Confidence
Analysis Updated: Oct 5, 2026 12:00 AM ET
Earnings: Oct 22, 2026
15d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ABCB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ABCB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$107.25
Based on 5.0% avg growth
INTRINSIC VALUE TODAY
$66.59
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ABCB is currently trading at $80.40, which is considered oversold relative to its 30-day fair value range of $81.43 to $85.14. The stock's valuation (Forward PE: 11.4) is in line with its historical norms (12.0). Remarkably, the market is currently pricing in an annual earnings decline of 1.7% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, ABCB is in a downtrend. The price is currently testing key support at $78.20. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ABCB scores 78/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $94.17 (+17.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ABCB is in a downtrend. The price is currently testing key support at $78.20. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ABCB scores 78/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $94.17 (+17.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$81.43 -
$85.14
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (78/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($94.17)
- CAUTION: Bottoming setup, but lagging the sector by 18% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$81.43 -
$85.14
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$78.21
Resistance Level
$83.85
Current Trend
Downtrend
Technical data as of
Oct 5, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.45
Wall Street Target
$94.17
(+17.1%)
Revenue Growth (YoY)
3.6%
Earnings Growth (YoY)
-51.9%
Profit Margin
31.8%
Valuation Discount vs History
-1.7% cheaper
PE vs Historical
11.5 vs 12.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.7%
(market-implied from PE analysis)
1-Year Target
$79.03
(-2%)
2-Year Target
$77.69
(-3%)
3-Year Target
$76.37
(-5%)
3-Yr Target (if PE normalizes)
(PE: 11→12)
$80.02
(-1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.7, Growth: 5.9%)
$164.38
(+105%)
Base:
(SPY PE: 11.5, Growth: 5.9%)
$95.56
(+19%)
Bear:
(PE: 9.7, Growth: 5.9%)
$81.23
(+1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 14.73 | Current EPS (TTM): $5.53
Bull Case
$113.72
(+41%)
Analyst growth 26.9%, PE expands to 16.2
Base Case
$103.38
(+29%)
Market implied 26.9%, PE stable at 14.7
Bear Case
$55.38
(-31%)
Severe decline -20.0%, PE contracts to 12.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.5 to 12.0
Stabilization Target:
$84.24
(+4.8%)
PE Expansion Potential:
+4.8%
Share & Embed Analysis
Last updated: October 05, 2026 7:55 PM ET
Data refreshes hourly during market hours. Next update: 8:55 PM
Data refreshes hourly during market hours. Next update: 8:55 PM
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Technical Signals Check
Is ABCB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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ABCB is a key holding in these high-performance investment strategies.
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