ACT Stock Analysis: Buy, Sell, or Hold?
ACT - Enact Holdings, Inc. Common Stock
$43.23
0.51 (1.19%)
▲
5d:
+2.1%
30d:
-0.39%
90d:
+7.14%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 29, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ACT shows positive signals but monitor for confirmation. Market pricing in 0.7% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: ACT shows positive signals but monitor for confirmation. Market pricing in 0.7% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$50.49
Based on 3.9% avg growth
INTRINSIC VALUE TODAY
$31.35
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACT is currently trading at $43.23, which is considered extended relative to its 30-day fair value range of $41.51 to $43.19. The stock's valuation (Forward PE: 8.6) is in line with its historical norms (8.4). At these levels, the market is pricing in 0.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACT is in a uptrend. The price is approaching resistance at $43.48. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACT has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACT is in a uptrend. The price is approaching resistance at $43.48. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACT has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$41.51 -
$43.19
Company Quality Score
59/100
(HOLD)
Options IV Signal
33th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
60.4%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Options fairly priced (IV 33th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.75)
- NEUTRAL: Market pricing in 0.7% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$41.51 -
$43.19
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$2.54
(5.9%)
Support & Resistance Levels
Support Level
$41.38
Resistance Level
$43.48
Current Trend
Uptrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.59
Wall Street Target
$45.75
(+7.1%)
Revenue Growth (YoY)
1.7%
Earnings Growth (YoY)
9.3%
Profit Margin
54.5%
Valuation Premium vs History
+0.7% premium
PE vs Historical
8.6 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$43.02
(+1%)
2-Year Target
$43.32
(+1%)
3-Year Target
$43.62
(+2%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$42.68
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 3.7%)
$120.76
(+183%)
Base:
(SPY PE: 8.6, Growth: 3.7%)
$47.60
(+11%)
Bear:
(PE: 7.3, Growth: 3.7%)
$40.46
(-5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.18 | Current EPS (TTM): $4.62
Bull Case
$50.22
(+18%)
Analyst growth 7.7%, PE expands to 10.1
Base Case
$45.66
(+7%)
Market implied 7.7%, PE stable at 9.2
Bear Case
$28.83
(-33%)
Severe decline -20.0%, PE contracts to 7.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 2:44 PM ET
Data refreshes hourly during market hours. Next update: 3:44 PM
Data refreshes hourly during market hours. Next update: 3:44 PM
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Technical Signals Check
Is ACT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced ACT Option Strategies
Professional options setups generated by AI based on today's ACT price and gamma walls.
