RYAN Stock Analysis: Buy, Sell, or Hold?
RYAN - Ryan Specialty Holdings, Inc.
$44.42
0.26 (0.59%)
▲
5d:
+2.85%
30d:
+5.69%
90d:
+44.08%
HOLD
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RYAN is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RYAN is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$60.69
Based on 9.2% avg growth
INTRINSIC VALUE TODAY
$37.68
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 16.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RYAN is currently trading at $44.42, which is considered extended relative to its 30-day fair value range of $39.15 to $43.73. From a valuation perspective, the stock is trading at a premium (Forward PE: 18.8) compared to its historical average (16.7). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RYAN is in a uptrend. Immediate support is located at $38.52, while resistance sits at $48.21.
Market Sentiment: RYAN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RYAN is in a uptrend. Immediate support is located at $38.52, while resistance sits at $48.21.
Market Sentiment: RYAN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$39.15 -
$43.73
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.88)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$39.15 -
$43.73
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$38.52
Resistance Level
$48.21
Current Trend
Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
18.77
Wall Street Target
$45.88
(+3.9%)
Revenue Growth (YoY)
15.8%
Earnings Growth (YoY)
110.1%
Profit Margin
3.5%
Valuation Premium vs History
+4.0% premium
PE vs Historical
18.8 vs 16.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$45.93
(+4%)
2-Year Target
$47.76
(+8%)
3-Year Target
$49.67
(+13%)
3-Yr Target (if PE normalizes)
(PE: 19→17)
PE COMPRESSION
$44.19
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 14.3%)
$72.74
(+65%)
Base:
(SPY PE: 18.8, Growth: 14.3%)
$65.88
(+49%)
Bear:
(PE: 16.0, Growth: 14.3%)
$55.99
(+27%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (19x PE) as earnings recover.
Forward PE: 22.47 | Forward EPS (Implied): $1.97
Bull Case
$53.32
(+21%)
Analyst growth 15.0%, PE expands to 23.6
Base Case
$44.16
(0%)
Market implied 0.0%, PE stable at 22.5
Bear Case
$33.78
(-24%)
Severe decline -15.0%, PE contracts to 20.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 3:41 PM ET
Data refreshes hourly during market hours. Next update: 4:41 PM
Data refreshes hourly during market hours. Next update: 4:41 PM
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Technical Signals Check
Is RYAN showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Patrick G Ryan Jr
BUY
25500 shares
2026-02-23
Patrick G Ryan Jr
BUY
365 shares
2026-02-20
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