Arrow Financial (AROW) Stock: Buy, Sell, or Hold?
$38.62
-0.06 (-0.16%)
âŧ
5d:
-2.33%
30d:
+5.58%
90d:
-1.1%
Open in Live Scanner
70/30 Portfolio Builder
Earnings: Oct 29, 2026
0d
Protect AROW Gains
Updated Nov 11, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (54%)
Quality Score
44/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$36.85 â $38.77
Position: SLIGHTLY HIGH
Forward P/E & Valuation
9.1x
FAIR
vs 8.9x historical avg
Wall Street Target
$43.25
+11.8% upside
Options IV & Volume
81th pct IV
HIGH volume confirmation
Support / Resistance
$38.06 / $40.39
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: AROW is fairly priced but lacks strong directional signals. At 0.7% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Get Alerted When AROW Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$65.52
Based on 11.8% avg growth
INTRINSIC VALUE TODAY
$40.69
5.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: AROW is currently trading at $38.62, which is considered slightly high relative to its 30-day fair value range of $36.85 to $38.77. The stock's valuation (Forward PE: 9.1) is in line with its historical norms (8.9). At these levels, the market is pricing in 0.7% annual earnings growth.
Technical Outlook: Technically, AROW is in a strong downtrend. The price is currently testing key support at $38.06. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Implied Volatility is high (81th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $43.25 (+11.8%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, AROW is in a strong downtrend. The price is currently testing key support at $38.06. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Implied Volatility is high (81th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $43.25 (+11.8%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$36.85 -
$38.77
Company Quality Score
44/100
(HOLD)
Options IV Signal
81th percentile
(EVENT RISK)
Volume Confirmation
HIGH
Confidence Score
53.5%
Trading Range & Key Levels
30-Day Trading Range
$36.85 -
$38.77
Current vs Trading Range
SLIGHTLY HIGH
Expected Move (7 Days)
Âą$3.16
(8.2%)
Support Level
$38.06
Resistance Level
$40.39
Current Trend
Strong Downtrend
Technical data as of
Nov 11, 2026
Protect Your Profits
Holding AROW? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- BEARISH: Options expensive (IV 81th percentile)
- NEUTRAL: Mixed technical signals (48/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($43.25)
- BULLISH: Expecting earnings turnaround to 0.7% growth with 39.6% revenue growth
- WARNING: Composite score 44/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
9.10
Wall Street Target
$43.25
(+11.8%)
Revenue Growth (YoY)
39.6%
Earnings Growth (YoY)
-59.8%
Profit Margin
23.6%
Valuation Premium vs History
+0.7% premium
PE vs Historical
9.1 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$38.95
(+1%)
2-Year Target
$39.22
(+1%)
3-Year Target
$39.50
(+2%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
PE COMPRESSION
$38.62
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 19.5%)
$144.22
(+273%)
Base:
(SPY PE: 9.1, Growth: 19.5%)
$66.09
(+71%)
Bear:
(PE: 7.7, Growth: 19.5%)
$56.18
(+45%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 15.04 | Current EPS (TTM): $2.60
Bull Case
$70.32
(+82%)
Analyst growth 63.5%, PE expands to 16.6
Base Case
$63.93
(+65%)
Market implied 63.5%, PE stable at 15.0
Bear Case
$26.59
(-31%)
Severe decline -20.0%, PE contracts to 12.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share AROW Analysis
Share this live AROW analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (AROW)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Oct 29, 2026
Daily AI digest
AI Retail Discussion Summary:
Arrow Financial reported Q3 earnings of $0.97 per share, beating estimates by $0.03, and reported revenues of $60.15 million, surpassing expectations by 2.47%. The company's earnings have surpassed estimates in one of the last four quarters.
Key Retail Themes:
earnings beat
revenue surpassing estimates
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 3:45 PM ET
Data refreshes hourly during market hours. Next update: 4:45 PM
Data refreshes hourly during market hours. Next update: 4:45 PM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is AROW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PNFP
Pinnacle Financial PartnâĻ |
STRONG BUY
22 analysts |
$121 | 50 HOLD |
|
HBAN
Huntington Bancshares InâĻ |
BUY
21 analysts |
$19 | 47 HOLD |
|
FLG
Flagstar Bank, National âĻ |
BUY
18 analysts |
$13 | 59 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
14 analysts |
$427 | 57 HOLD |
|
WAL
Western Alliance BancorpâĻ |
STRONG BUY
15 analysts |
$90 | 60 HOLD |
Advanced AROW Option Strategies
Professional options setups generated by AI based on today's AROW price and gamma walls.
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive AROW Research Pages
