AX Stock Analysis: Buy, Sell, or Hold?
AX - Axos Financial, Inc. Common Stock
$84.62
-3.13 (-3.57%)
▼
5d:
-2.85%
30d:
-3.05%
90d:
-6.12%
BUY
MODERATE Confidence
Analysis Updated: Jun 3, 2026 12:00 AM ET
Earnings: Jul 30, 2026
Get Alerted When AX Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: AX shows positive signals but monitor for confirmation. Market pricing in 2.9% decline. Moderate conviction.
💡 BUY OPPORTUNITY: AX shows positive signals but monitor for confirmation. Market pricing in 2.9% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$146.66
Based on 9.7% avg growth
INTRINSIC VALUE TODAY
$91.06
7.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: AX is currently trading at $84.62, which is considered slightly low relative to its 30-day fair value range of $83.35 to $91.94. The stock's valuation (Forward PE: 8.8) is in line with its historical norms (9.6). Remarkably, the market is currently pricing in an annual earnings decline of 2.9% over the next few years. This pessimistic expectation contrasts with the company's recent 18.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, AX is in a downtrend. The price is currently testing key support at $83.03. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 3.6% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $110.17 (+30.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, AX is in a downtrend. The price is currently testing key support at $83.03. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 3.6% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $110.17 (+30.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$83.35 -
$91.94
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-3.6%)
- BULLISH: Trading 30.2% below Wall St target ($110.17)
Trading Range Analysis
30-Day Trading Range
$83.35 -
$91.94
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$83.03
Resistance Level
$88.61
Current Trend
Downtrend
Technical data as of
Jun 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.75
Wall Street Target
$110.17
(+30.2%)
Revenue Growth (YoY)
19.3%
Earnings Growth (YoY)
18.8%
Profit Margin
36.0%
Valuation Discount vs History
-2.9% cheaper
PE vs Historical
8.8 vs 9.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.9%
(market-implied from PE analysis)
1-Year Target
$82.17
(-3%)
2-Year Target
$79.78
(-6%)
3-Year Target
$77.47
(-9%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$84.99
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.9, Growth: 15.3%)
$324.85
(+284%)
Base:
(SPY PE: 8.8, Growth: 15.3%)
$129.74
(+53%)
Bear:
(PE: 7.4, Growth: 15.3%)
$110.28
(+30%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.61 | Current EPS (TTM): $8.21
Bull Case
$112.85
(+29%)
Analyst growth 17.8%, PE expands to 11.7
Base Case
$102.59
(+18%)
Market implied 17.8%, PE stable at 10.6
Bear Case
$59.23
(-32%)
Severe decline -20.0%, PE contracts to 9.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.8 to 9.6
Stabilization Target:
$92.83
(+9.7%)
PE Expansion Potential:
+9.7%
Share & Embed Analysis
Last updated: June 04, 2026 12:42 AM ET
Data refreshes hourly during market hours. Next update: 1:42 AM
Data refreshes hourly during market hours. Next update: 1:42 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is AX showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Derrick Walsh
SELL
4846 shares
2026-02-06
James John Court
SELL
11163 shares
2026-02-06
Gregory Garrabrants
SELL
43294 shares
2026-02-04
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 61 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 62 BUY |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 53 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 50 HOLD |
|
RF
Regions Financial Corpor… |
HOLD
22 analysts |
$31 | 59 HOLD |
