BayCom (BCML) Stock: Buy, Sell, or Hold?
BCML - BayCom Corp Common Stock
$30.45
-1.45 (-4.55%)
▼
5d:
-2.25%
30d:
+0.79%
90d:
-0.39%
HOLD
MODERATE Confidence
Analysis Updated: Oct 23, 2026 12:00 AM ET
Earnings: Oct 22, 2026
0d
Get Alerted When BCML Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: BCML is fairly valued with market pricing in 3.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: BCML is fairly valued with market pricing in 3.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.61
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$33.29
8.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BCML is currently trading at $30.45, which is considered fair relative to its 30-day fair value range of $30.16 to $31.14. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.6) compared to its historical average (11.4). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BCML is in a downtrend. Immediate support is located at $29.00, while resistance sits at $32.12. Short-term momentum is weak, with the stock down 4.5% recently.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BCML is in a downtrend. Immediate support is located at $29.00, while resistance sits at $32.12. Short-term momentum is weak, with the stock down 4.5% recently.
Market Sentiment: The stock scores a mixed 50/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$30.16 -
$31.14
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.8%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (50/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.5%)
- NEUTRAL: Near Wall St target ($32.75)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (50/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$30.16 -
$31.14
Current vs Trading Range
FAIR
Expected Move (7 Days)
±$1.43
(4.7%)
Support & Resistance Levels
Support Level
$29.00
Resistance Level
$32.12
Current Trend
Downtrend
Technical data as of
Oct 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.61
Wall Street Target
$32.75
(+7.6%)
Revenue Growth (YoY)
-18.4%
Earnings Growth (YoY)
47.0%
Profit Margin
13.7%
Valuation Premium vs History
+3.4% premium
PE vs Historical
12.6 vs 11.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$31.49
(+3%)
2-Year Target
$32.56
(+7%)
3-Year Target
$33.66
(+11%)
3-Yr Target (if PE normalizes)
(PE: 13→11)
PE COMPRESSION
$30.44
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 29.5%)
$104.14
(+242%)
Base:
(SPY PE: 12.6, Growth: 29.5%)
$66.12
(+117%)
Bear:
(PE: 10.7, Growth: 29.5%)
$56.20
(+85%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (26x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 25.94 | Current EPS (TTM): $1.20
Bull Case
$68.49
(+115%)
Analyst growth 100.0%, PE expands to 28.5
Base Case
$62.26
(+95%)
Market implied 100.0%, PE stable at 25.9
Bear Case
$21.17
(-34%)
Severe decline -20.0%, PE contracts to 22.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 5:51 PM ET
Data refreshes hourly during market hours. Next update: 6:51 PM
Data refreshes hourly during market hours. Next update: 6:51 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is BCML showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 59 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$266 | 61 BUY |
|
NU
Nu Holdings Ltd |
STRONG BUY
22 analysts |
$19 | 37 SELL |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$148 | 47 HOLD |
|
MTB
M&T Bank Corporation |
SELL
22 analysts |
$249 | 65 BUY |
