BCML Stock Analysis: Buy, Sell, or Hold?
BCML - BayCom Corp Common Stock
$30.00
-0.07 (-0.23%)
▼
5d:
-3.43%
30d:
-9.45%
90d:
-3.75%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: BCML shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: BCML shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.66
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$32.08
6.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BCML is currently trading at $30.00, which is considered oversold relative to its 30-day fair value range of $30.02 to $32.78. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.6) compared to its historical average (11.1). At these levels, the market is pricing in 4.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BCML is in a uptrend. The price is currently testing key support at $29.68. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (5th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, BCML is in a uptrend. The price is currently testing key support at $29.68. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (5th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.02 -
$32.78
Company Quality Score
49/100
(HOLD)
Options IV Signal
5th percentile
(COMPLACENCY WARNING)
Volume Confirmation
HIGH
Confidence Score
80.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Options cheap (IV 5th percentile)
- NEUTRAL: Mixed technical signals (53/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.00)
- NEUTRAL: Market pricing in 4.2% annual earnings growth - fairly valued
- WARNING: Composite score 49/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$30.02 -
$32.78
Current vs Trading Range
OVERSOLD
Expected Move (7 Days)
±$1.12
(3.7%)
Support & Resistance Levels
Support Level
$29.68
Resistance Level
$31.55
Current Trend
Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.55
Wall Street Target
$32.00
(+6.7%)
Revenue Growth (YoY)
-18.4%
Earnings Growth (YoY)
47.0%
Profit Margin
13.7%
Valuation Premium vs History
+4.2% premium
PE vs Historical
12.6 vs 11.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.2%
(market-implied from PE analysis)
1-Year Target
$31.26
(+4%)
2-Year Target
$32.57
(+9%)
3-Year Target
$33.94
(+13%)
3-Yr Target (if PE normalizes)
(PE: 13→11)
PE COMPRESSION
$30.01
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 31.8%)
$109.83
(+266%)
Base:
(SPY PE: 12.6, Growth: 31.8%)
$68.69
(+129%)
Bear:
(PE: 10.7, Growth: 31.8%)
$58.39
(+95%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (25x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 25.27 | Current EPS (TTM): $1.19
Bull Case
$66.15
(+121%)
Analyst growth 100.0%, PE expands to 27.8
Base Case
$60.14
(+101%)
Market implied 100.0%, PE stable at 25.3
Bear Case
$20.45
(-32%)
Severe decline -20.0%, PE contracts to 21.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 24, 2026 12:37 AM ET
Data refreshes hourly during market hours. Next update: 1:37 AM
Data refreshes hourly during market hours. Next update: 1:37 AM
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Technical Signals Check
Is BCML showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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