BayCom (BCML) Stock: Buy, Sell, or Hold?
BCML - BayCom Corp Common Stock
$30.10
-0.13 (-0.43%)
▼
5d:
-1.05%
30d:
-3.49%
90d:
-5.7%
BUY
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: BCML shows positive signals but monitor for confirmation. Market pricing in 4.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: BCML shows positive signals but monitor for confirmation. Market pricing in 4.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$52.13
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$32.37
7.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BCML is currently trading at $30.10, which is considered slightly low relative to its 30-day fair value range of $30.00 to $30.85. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.6) compared to its historical average (11.2). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BCML is showing sideways momentum. The price is currently testing key support at $29.52. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: BCML scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BCML is showing sideways momentum. The price is currently testing key support at $29.52. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: BCML scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$30.00 -
$30.85
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
86.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (62/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.00)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 62/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$30.00 -
$30.85
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$29.52
Resistance Level
$30.89
Current Trend
Sideways
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.59
Wall Street Target
$32.00
(+6.3%)
Revenue Growth (YoY)
-18.4%
Earnings Growth (YoY)
47.0%
Profit Margin
13.7%
Valuation Premium vs History
+4.0% premium
PE vs Historical
12.6 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$31.30
(+4%)
2-Year Target
$32.56
(+8%)
3-Year Target
$33.86
(+13%)
3-Yr Target (if PE normalizes)
(PE: 13→11)
PE COMPRESSION
$30.11
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 31.8%)
$110.38
(+267%)
Base:
(SPY PE: 12.6, Growth: 31.8%)
$68.92
(+129%)
Bear:
(PE: 10.7, Growth: 31.8%)
$58.58
(+95%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (25x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 24.98 | Current EPS (TTM): $1.21
Bull Case
$65.68
(+118%)
Analyst growth 97.5%, PE expands to 27.5
Base Case
$59.71
(+98%)
Market implied 97.5%, PE stable at 25.0
Bear Case
$20.56
(-32%)
Severe decline -20.0%, PE contracts to 21.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 13, 2026 4:50 AM ET
Data refreshes hourly during market hours. Next update: 5:50 AM
Data refreshes hourly during market hours. Next update: 5:50 AM
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Technical Signals Check
Is BCML showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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