BayCom (BCML) Stock: Buy, Sell, or Hold?
BCML - BayCom Corp Common Stock
$31.19
0.29 (0.94%)
▲
5d:
+1.04%
30d:
+2.56%
90d:
-6.5%
WAIT
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 22, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: BCML shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: BCML shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.14
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$33.00
5.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BCML is currently trading at $31.19, which is considered extended relative to its 30-day fair value range of $29.89 to $30.66. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.9) compared to its historical average (11.3). At these levels, the market is pricing in 4.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BCML is in a downtrend. The price is approaching resistance at $31.95. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BCML scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, BCML is in a downtrend. The price is approaching resistance at $31.95. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BCML scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$29.89 -
$30.66
Company Quality Score
53/100
(HOLD)
Options IV Signal
36th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
60.4%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Options fairly priced (IV 36th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.75)
- NEUTRAL: Market pricing in 4.6% annual earnings growth - fairly valued
- WARNING: Composite score 53/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$29.89 -
$30.66
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$2.11
(6.8%)
Support & Resistance Levels
Support Level
$29.55
Resistance Level
$31.95
Current Trend
Downtrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.92
Wall Street Target
$32.75
(+5.0%)
Revenue Growth (YoY)
-18.4%
Earnings Growth (YoY)
47.0%
Profit Margin
13.7%
Valuation Premium vs History
+4.6% premium
PE vs Historical
12.9 vs 11.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$32.62
(+5%)
2-Year Target
$34.13
(+9%)
3-Year Target
$35.70
(+14%)
3-Yr Target (if PE normalizes)
(PE: 13→11)
PE COMPRESSION
$31.23
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 29.5%)
$106.97
(+243%)
Base:
(SPY PE: 12.9, Growth: 29.5%)
$67.72
(+117%)
Bear:
(PE: 11.0, Growth: 29.5%)
$57.56
(+85%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (25x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 25.33 | Current EPS (TTM): $1.22
Bull Case
$67.28
(+116%)
Analyst growth 98.0%, PE expands to 27.9
Base Case
$61.17
(+96%)
Market implied 98.0%, PE stable at 25.3
Bear Case
$21.01
(-33%)
Severe decline -20.0%, PE contracts to 21.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 10:21 AM ET
Data refreshes hourly during market hours. Next update: 11:21 AM
Data refreshes hourly during market hours. Next update: 11:21 AM
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Technical Signals Check
Is BCML showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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