Bank First (BFC) Stock: Buy, Sell, or Hold?
BFC - Bank First Corporation Common Stock
$145.36
3.32 (2.34%)
▲
5d:
-1.09%
30d:
-2.04%
90d:
-3.59%
BUY
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 20, 2026
0d
Get Alerted When BFC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: BFC shows positive signals but monitor for confirmation. Market pricing in 2.0% decline. Moderate conviction.
💡 BUY OPPORTUNITY: BFC shows positive signals but monitor for confirmation. Market pricing in 2.0% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$300.61
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$186.66
22.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BFC is currently trading at $145.36, which is considered oversold relative to its 30-day fair value range of $146.40 to $151.90. The stock's valuation (Forward PE: 12.1) is in line with its historical norms (12.8). Remarkably, the market is currently pricing in an annual earnings decline of 2.0% over the next few years. This pessimistic expectation contrasts with the company's recent 17.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BFC is in a uptrend. Immediate support is located at $127.00, while resistance sits at $150.31.
Market Sentiment: BFC scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $163.00 (+12.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BFC is in a uptrend. Immediate support is located at $127.00, while resistance sits at $150.31.
Market Sentiment: BFC scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $163.00 (+12.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$146.40 -
$151.90
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (64/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($163.00)
- BULLISH: Bottoming setup score 64/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$146.40 -
$151.90
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$127.01
Resistance Level
$150.31
Current Trend
Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.05
Wall Street Target
$163.00
(+12.1%)
Revenue Growth (YoY)
48.3%
Earnings Growth (YoY)
17.4%
Profit Margin
36.5%
Valuation Discount vs History
-2.0% cheaper
PE vs Historical
12.1 vs 12.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.0%
(market-implied from PE analysis)
1-Year Target
$142.45
(-2%)
2-Year Target
$139.60
(-4%)
3-Year Target
$136.81
(-6%)
3-Yr Target (if PE normalizes)
(PE: 12→13)
$145.29
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 25.1%)
$468.96
(+223%)
Base:
(SPY PE: 12.1, Growth: 25.1%)
$284.61
(+96%)
Bear:
(PE: 10.2, Growth: 25.1%)
$241.92
(+66%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 19.33 | Current EPS (TTM): $7.35
Bull Case
$256.37
(+76%)
Analyst growth 64.1%, PE expands to 21.3
Base Case
$233.06
(+60%)
Market implied 64.1%, PE stable at 19.3
Bear Case
$96.59
(-34%)
Severe decline -20.0%, PE contracts to 16.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.1 to 12.8
Stabilization Target:
$154.37
(+6.2%)
PE Expansion Potential:
+6.2%
Share & Embed Analysis
Last updated: October 23, 2026 3:46 AM ET
Data refreshes hourly during market hours. Next update: 4:46 AM
Data refreshes hourly during market hours. Next update: 4:46 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is BFC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 67 BUY |
|
NU
Nu Holdings Ltd |
STRONG BUY
22 analysts |
$19 | 48 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 64 BUY |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$148 | 59 HOLD |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$164 | 57 HOLD |
