BFC Stock Analysis: Buy, Sell, or Hold?
BFC - Bank First Corporation Common Stock
$144.66
1.84 (1.29%)
▲
5d:
+1.21%
30d:
+1.61%
90d:
+9.03%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 17, 2026
22d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: BFC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: BFC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$282.45
Based on 12.9% avg growth
INTRINSIC VALUE TODAY
$175.38
17.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BFC is currently trading at $144.66, which is considered extended relative to its 30-day fair value range of $139.71 to $144.01. The stock's valuation (Forward PE: 12.0) is in line with its historical norms (12.9). Remarkably, the market is currently pricing in an annual earnings decline of 2.4% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, BFC is showing sideways momentum. The price is approaching resistance at $146.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BFC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $165.00 (+14.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BFC is showing sideways momentum. The price is approaching resistance at $146.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BFC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $165.00 (+14.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$139.71 -
$144.01
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
59.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($165.00)
Trading Range Analysis
30-Day Trading Range
$139.71 -
$144.01
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$137.76
Resistance Level
$146.84
Current Trend
Sideways
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.02
Wall Street Target
$165.00
(+14.1%)
Revenue Growth (YoY)
49.1%
Earnings Growth (YoY)
-2.2%
Profit Margin
37.8%
Valuation Discount vs History
-2.4% cheaper
PE vs Historical
12.0 vs 12.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.4%
(market-implied from PE analysis)
1-Year Target
$141.19
(-2%)
2-Year Target
$137.80
(-5%)
3-Year Target
$134.49
(-7%)
3-Yr Target (if PE normalizes)
(PE: 12→13)
$144.28
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 21.8%)
$472.99
(+227%)
Base:
(SPY PE: 12.0, Growth: 21.8%)
$261.14
(+81%)
Bear:
(PE: 10.2, Growth: 21.8%)
$221.97
(+53%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (20x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 19.89 | Current EPS (TTM): $7.18
Bull Case
$263.22
(+82%)
Analyst growth 67.5%, PE expands to 21.9
Base Case
$239.29
(+65%)
Market implied 67.5%, PE stable at 19.9
Bear Case
$97.12
(-33%)
Severe decline -20.0%, PE contracts to 16.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.0 to 12.9
Stabilization Target:
$155.19
(+7.3%)
PE Expansion Potential:
+7.3%
Share & Embed Analysis
Last updated: June 23, 2026 7:22 PM ET
Data refreshes hourly during market hours. Next update: 8:22 PM
Data refreshes hourly during market hours. Next update: 8:22 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
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Technical Signals Check
Is BFC showing a specific setup today?
Insider Activity (6 Months)
3
Buys
2
Sells
+
Net
INSIDERS SELLING
Recent Transactions
Todd A Sprang
BUY
450 shares
2026-04-22
Michael S Stayer-Suprick
BUY
225 shares
2026-04-21
Steven M Eldred
SELL
8000 shares
2026-02-11
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