Brighthouse Financial (BHF) Stock: Buy, Sell, or Hold?
BHF - Brighthouse Financial, Inc.
$50.11
-0.73 (-1.44%)
▼
5d:
-6.7%
30d:
-16.23%
90d:
-20.76%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Nov 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: BHF shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: BHF shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$86.28
Based on 6.7% avg growth
INTRINSIC VALUE TODAY
$53.57
6.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 3.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BHF is currently trading at $50.11, which is considered oversold relative to its 30-day fair value range of $51.80 to $59.56. From a valuation perspective, the stock is trading at a discount (Forward PE: 2.5) compared to its historical average (3.1). Remarkably, the market is currently pricing in an annual earnings decline of 6.7% over the next few years. This pessimistic expectation contrasts with the company's recent 1520.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BHF is in a downtrend. The price is currently testing key support at $49.51. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 44/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $65.00 (+29.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, BHF is in a downtrend. The price is currently testing key support at $49.51. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 44/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $65.00 (+29.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$51.80 -
$59.56
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (44/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 29.7% below Wall St target ($65.00)
- WARNING: Composite score 47/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$51.80 -
$59.56
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$49.51
Resistance Level
$55.00
Current Trend
Downtrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
2.49
Wall Street Target
$65.00
(+29.7%)
Revenue Growth (YoY)
86.7%
Earnings Growth (YoY)
1520.6%
Profit Margin
12.2%
Valuation Discount vs History
-6.7% cheaper
PE vs Historical
2.5 vs 3.1
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.7%
(market-implied from PE analysis)
1-Year Target
$46.75
(-7%)
2-Year Target
$43.62
(-13%)
3-Year Target
$40.70
(-19%)
3-Yr Target (if PE normalizes)
(PE: 2→3)
$50.71
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 9.4%)
$532.06
(+962%)
Base:
(SPY PE: 2.5, Growth: 9.4%)
$65.63
(+31%)
Bear:
(PE: 2.1, Growth: 9.4%)
$55.79
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (4x PE), but valuation improves significantly next year (2x PE) as earnings recover.
Trailing PE: 4.03 | Current EPS (TTM): $12.61
Bull Case
$89.32
(+78%)
Analyst growth 59.7%, PE expands to 4.4
Base Case
$81.20
(+62%)
Market implied 59.7%, PE stable at 4.0
Bear Case
$34.57
(-31%)
Severe decline -20.0%, PE contracts to 3.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 2.5 to 3.1
Stabilization Target:
$62.43
(+24.6%)
PE Expansion Potential:
+24.6%
Share & Embed Analysis
Last updated: September 12, 2026 11:13 PM ET
Data refreshes hourly during market hours. Next update: 12:13 AM
Data refreshes hourly during market hours. Next update: 12:13 AM
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Technical Signals Check
Is BHF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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