Brighthouse Financial (BHF) Stock: Buy, Sell, or Hold?
BHF - Brighthouse Financial, Inc.
$45.47
-0.88 (-1.91%)
▼
5d:
-4.83%
30d:
-14.96%
90d:
-28.02%
WAIT
LOW Confidence
Analysis Updated: Oct 23, 2026 12:00 AM ET
Earnings: Nov 05, 2026
12d
Get Alerted When BHF Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 MIXED SIGNALS: BHF shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: BHF shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$75.60
Based on 4.7% avg growth
INTRINSIC VALUE TODAY
$46.94
3.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 3.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BHF is currently trading at $45.47, which is considered oversold relative to its 30-day fair value range of $47.54 to $51.34. From a valuation perspective, the stock is trading at a discount (Forward PE: 2.3) compared to its historical average (3.0). Remarkably, the market is currently pricing in an annual earnings decline of 8.3% over the next few years. This pessimistic expectation contrasts with the company's recent 1520.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BHF is in a strong downtrend. The price is currently testing key support at $45.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: BHF scores 23/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $61.67 (+33.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, BHF is in a strong downtrend. The price is currently testing key support at $45.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: BHF scores 23/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $61.67 (+33.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$47.54 -
$51.34
Company Quality Score
36/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (23/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 33.0% below Wall St target ($61.67)
- WARNING: Composite score 36/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$47.54 -
$51.34
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$45.62
Resistance Level
$49.45
Current Trend
Strong Downtrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
2.31
Wall Street Target
$61.67
(+33.0%)
Revenue Growth (YoY)
86.7%
Earnings Growth (YoY)
1520.6%
Profit Margin
12.2%
Valuation Discount vs History
-8.3% cheaper
PE vs Historical
2.3 vs 3.0
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.3%
(market-implied from PE analysis)
1-Year Target
$42.50
(-8%)
2-Year Target
$38.98
(-16%)
3-Year Target
$35.74
(-23%)
3-Yr Target (if PE normalizes)
(PE: 2→3)
$46.44
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 5.3%)
$465.77
(+905%)
Base:
(SPY PE: 2.3, Growth: 5.3%)
$54.14
(+17%)
Bear:
(PE: 2.0, Growth: 5.3%)
$46.02
(-1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (4x PE), but valuation improves significantly next year (2x PE) as earnings recover.
Trailing PE: 3.71 | Current EPS (TTM): $12.66
Bull Case
$81.92
(+77%)
Analyst growth 58.6%, PE expands to 4.1
Base Case
$74.47
(+61%)
Market implied 58.6%, PE stable at 3.7
Bear Case
$31.93
(-31%)
Severe decline -20.0%, PE contracts to 3.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 2.3 to 3.0
Stabilization Target:
$60.23
(+30.0%)
PE Expansion Potential:
+30.0%
Share & Embed Analysis
Last updated: October 23, 2026 2:01 PM ET
Data refreshes hourly during market hours. Next update: 3:01 PM
Data refreshes hourly during market hours. Next update: 3:01 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is BHF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Insurance - Life Stocks
Top-rated stocks in Insurance - Life by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MET
MetLife Inc |
STRONG BUY
18 analysts |
$107 | 53 HOLD |
|
UNM
Unum Group |
BUY
13 analysts |
$102 | 54 HOLD |
|
MFC
Manulife Financial Corp |
BUY
15 analysts |
$34 | 40 SELL |
|
LNC
Lincoln National Corpora… |
HOLD
13 analysts |
$48 | 68 BUY |
|
GL
Globe Life Inc |
STRONG BUY
11 analysts |
$193 | 46 HOLD |
