Byline Bancorp (BY) Stock: Buy, Sell, or Hold?
BY - Byline Bancorp, Inc. Common Stock
$38.67
0.29 (0.76%)
▲
5d:
-0.13%
30d:
-1.43%
90d:
+10.23%
BUY
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When BY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: BY shows positive signals but monitor for confirmation. Market pricing in 3.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: BY shows positive signals but monitor for confirmation. Market pricing in 3.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$69.13
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$42.92
9.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BY is currently trading at $38.67, which is considered fair relative to its 30-day fair value range of $38.09 to $39.15. The stock's valuation (Forward PE: 11.3) is in line with its historical norms (10.4). At these levels, the market is pricing in 3.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BY is in a strong uptrend. The price is approaching resistance at $38.96. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BY scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $43.20 (+11.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BY is in a strong uptrend. The price is approaching resistance at $38.96. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: BY scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $43.20 (+11.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$38.09 -
$39.15
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($43.20)
- NEUTRAL: Market pricing in 3.0% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 60/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$38.09 -
$39.15
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$37.47
Resistance Level
$38.96
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.33
Wall Street Target
$43.20
(+11.7%)
Revenue Growth (YoY)
11.7%
Earnings Growth (YoY)
36.4%
Profit Margin
34.4%
Valuation Premium vs History
+3.0% premium
PE vs Historical
11.3 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.0%
(market-implied from PE analysis)
1-Year Target
$39.83
(+3%)
2-Year Target
$41.03
(+6%)
3-Year Target
$42.26
(+9%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$38.79
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 80.6%)
$70.52
(+82%)
Base:
(SPY PE: 11.3, Growth: 80.6%)
$39.61
(+2%)
Bear:
(PE: 9.6, Growth: 80.6%)
$33.67
(-13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.56 | Current EPS (TTM): $3.32
Bull Case
$43.40
(+12%)
Analyst growth 2.8%, PE expands to 12.7
Base Case
$39.46
(+2%)
Market implied 2.8%, PE stable at 11.6
Bear Case
$26.10
(-33%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 10:15 AM ET
Data refreshes hourly during market hours. Next update: 11:15 AM
Data refreshes hourly during market hours. Next update: 11:15 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is BY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 66 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 61 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$257 | 66 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 61 BUY |
|
KEY
KeyCorp |
BUY
19 analysts |
$26 | 62 BUY |