CCB Stock Analysis: Buy, Sell, or Hold?
CCB - Coastal Financial Corporation
$78.60
0.13 (0.17%)
▲
5d:
-0.42%
30d:
+10.21%
90d:
-4.26%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 04, 2026
20d
Get Alerted When CCB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: CCB shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
💡 BUY OPPORTUNITY: CCB shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$169.91
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$105.50
25.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CCB is currently trading at $78.60, which is considered extended relative to its 30-day fair value range of $71.37 to $77.92. The stock's valuation (Forward PE: 11.3) is in line with its historical norms (12.5). Remarkably, the market is currently pricing in an annual earnings decline of 3.5% over the next few years. This pessimistic expectation contrasts with the company's recent 23.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, CCB is in a downtrend. The price is approaching resistance at $80.65. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CCB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $103.75 (+32.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CCB is in a downtrend. The price is approaching resistance at $80.65. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CCB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $103.75 (+32.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$71.37 -
$77.92
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
61.9%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 32.0% below Wall St target ($103.75)
Trading Range Analysis
30-Day Trading Range
$71.37 -
$77.92
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$75.85
Resistance Level
$80.65
Current Trend
Downtrend
Technical data as of
Jul 13, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.26
Wall Street Target
$103.75
(+32.0%)
Revenue Growth (YoY)
17.0%
Earnings Growth (YoY)
23.8%
Profit Margin
13.6%
Valuation Discount vs History
-3.5% cheaper
PE vs Historical
11.3 vs 12.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.5%
(market-implied from PE analysis)
1-Year Target
$75.85
(-4%)
2-Year Target
$73.19
(-7%)
3-Year Target
$70.63
(-10%)
3-Yr Target (if PE normalizes)
(PE: 11→13)
$78.41
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 55.3%)
$513.08
(+553%)
Base:
(SPY PE: 11.3, Growth: 55.3%)
$265.27
(+238%)
Bear:
(PE: 9.6, Growth: 55.3%)
$225.48
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (24x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 24.45 | Current EPS (TTM): $3.21
Bull Case
$172.63
(+120%)
Analyst growth 100.0%, PE expands to 26.9
Base Case
$156.94
(+100%)
Market implied 100.0%, PE stable at 24.5
Bear Case
$53.36
(-32%)
Severe decline -20.0%, PE contracts to 20.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.3 to 12.5
Stabilization Target:
$87.25
(+11.0%)
PE Expansion Potential:
+11.0%
Share & Embed Analysis
Last updated: July 13, 2026 11:31 PM ET
Data refreshes hourly during market hours. Next update: 12:31 AM
Data refreshes hourly during market hours. Next update: 12:31 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CCB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Joel G Edwards
SELL
1300 shares
2026-01-26
Eric M Sprink
SELL
4000 shares
2026-01-22
Eric M Sprink
SELL
8402 shares
2026-01-21
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$267 | 62 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$91 | 64 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$21 | 63 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$32 | 64 BUY |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 57 HOLD |
