Capital City Bank Group (CCBG) Stock: Buy, Sell, or Hold?
CCBG - Capital City Bank Group Inc
$49.66
0.86 (1.76%)
▲
5d:
-0.4%
30d:
-2.59%
90d:
+0.28%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 20, 2026
15d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: CCBG is fairly valued with market pricing in 1.2% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CCBG is fairly valued with market pricing in 1.2% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$93.47
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$58.04
14.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CCBG is currently trading at $49.66, which is considered slightly low relative to its 30-day fair value range of $49.35 to $51.12. The stock's valuation (Forward PE: 13.2) is in line with its historical norms (12.8). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CCBG is in a strong uptrend. The price is approaching resistance at $50.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CCBG scores 76/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CCBG is in a strong uptrend. The price is approaching resistance at $50.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CCBG scores 76/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$49.35 -
$51.12
Company Quality Score
67/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
86.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (76/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($51.67)
- NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 18% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$49.35 -
$51.12
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$47.75
Resistance Level
$50.75
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.24
Wall Street Target
$51.67
(+4.0%)
Revenue Growth (YoY)
2.1%
Earnings Growth (YoY)
8.0%
Profit Margin
24.6%
Valuation Premium vs History
+1.2% premium
PE vs Historical
13.2 vs 12.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$50.26
(+1%)
2-Year Target
$50.86
(+2%)
3-Year Target
$51.47
(+4%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$49.75
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 98.8%)
$78.79
(+59%)
Base:
(SPY PE: 13.2, Growth: 98.8%)
$51.15
(+3%)
Bear:
(PE: 11.3, Growth: 98.8%)
$43.47
(-13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.44 | Current EPS (TTM): $3.63
Bull Case
$55.45
(+12%)
Analyst growth 3.3%, PE expands to 14.8
Base Case
$50.41
(+2%)
Market implied 3.3%, PE stable at 13.4
Bear Case
$33.18
(-33%)
Severe decline -20.0%, PE contracts to 11.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 11:52 PM ET
Data refreshes hourly during market hours. Next update: 12:52 AM
Data refreshes hourly during market hours. Next update: 12:52 AM
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Technical Signals Check
Is CCBG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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