CHCO Stock Analysis: Buy, Sell, or Hold?
CHCO - City Holding Co
$144.78
0.30 (0.20%)
▲
5d:
-0.63%
30d:
+3.69%
90d:
+16.16%
HOLD
MODERATE Confidence
Analysis Updated: Aug 24, 2026 12:00 AM ET
Earnings: Oct 21, 2026
Get Alerted When CHCO Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CHCO is fairly valued with market pricing in 3.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: CHCO is fairly valued with market pricing in 3.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$156.24
Based on 3.7% avg growth
INTRINSIC VALUE TODAY
$97.01
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CHCO is currently trading at $144.78, which is considered fair relative to its 30-day fair value range of $139.60 to $147.10. From a valuation perspective, the stock is trading at a premium (Forward PE: 15.1) compared to its historical average (13.6). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CHCO is in a strong uptrend. The price is currently testing key support at $141.99. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CHCO is in a strong uptrend. The price is currently testing key support at $141.99. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$139.60 -
$147.10
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (48/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($140.40)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (48/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$139.60 -
$147.10
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$141.99
Resistance Level
$148.99
Current Trend
Strong Uptrend
Technical data as of
Aug 24, 2026
Fundamental Context
Forward P/E (Next Year Est.)
15.08
Wall Street Target
$140.40
(-2.8%)
Revenue Growth (YoY)
0.9%
Earnings Growth (YoY)
2.8%
Profit Margin
41.1%
Valuation Premium vs History
+3.4% premium
PE vs Historical
15.1 vs 13.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$149.39
(+3%)
2-Year Target
$154.47
(+7%)
3-Year Target
$159.72
(+11%)
3-Yr Target (if PE normalizes)
(PE: 15→14)
PE COMPRESSION
$144.03
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 3.4%)
$212.62
(+47%)
Base:
(SPY PE: 15.1, Growth: 3.4%)
$159.77
(+11%)
Bear:
(PE: 12.8, Growth: 3.4%)
$135.81
(-6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 15.67 | Current EPS (TTM): $9.19
Bull Case
$165.12
(+14%)
Analyst growth 4.2%, PE expands to 17.2
Base Case
$150.11
(+4%)
Market implied 4.2%, PE stable at 15.7
Bear Case
$97.92
(-32%)
Severe decline -20.0%, PE contracts to 13.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 24, 2026 3:26 PM ET
Data refreshes hourly during market hours. Next update: 4:26 PM
Data refreshes hourly during market hours. Next update: 4:26 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CHCO showing a specific setup today?
Insider Activity (6 Months)
7
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Javier A Reyes
BUY
103 shares
2026-04-20
Robert D Fisher
BUY
133 shares
2026-04-20
Diane W Strong-Treister
BUY
119 shares
2026-04-20
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 47 HOLD |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 51 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$93 | 58 HOLD |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$180 | 55 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$423 | 60 HOLD |
