CoastalSouth Bancshares (COSO) Stock: Buy, Sell, or Hold?
COSO - CoastalSouth Bancshares, Inc.
$26.11
-0.45 (-1.69%)
▼
5d:
-2.06%
30d:
-5.02%
90d:
-2.76%
HOLD
LOW Confidence
Analysis Updated: Sep 29, 2026 12:00 AM ET
Earnings: Oct 19, 2026
19d
Get Alerted When COSO Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: COSO is fairly valued with market pricing in 1.1% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: COSO is fairly valued with market pricing in 1.1% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$36.61
Based on 7.4% avg growth
INTRINSIC VALUE TODAY
$22.73
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: COSO is currently trading at $26.11, which is considered oversold relative to its 30-day fair value range of $26.74 to $27.66. The stock's valuation (Forward PE: 10.3) is in line with its historical norms (9.9). At these levels, the market is pricing in 1.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, COSO is in a strong uptrend. The price is currently testing key support at $26.20. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: COSO scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $31.00 (+16.7%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, COSO is in a strong uptrend. The price is currently testing key support at $26.20. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: COSO scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $31.00 (+16.7%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$26.74 -
$27.66
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
89.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (64/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($31.00)
- NEUTRAL: Market pricing in 1.1% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 13% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$26.74 -
$27.66
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$26.20
Resistance Level
$27.78
Current Trend
Strong Uptrend
Technical data as of
Sep 28, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.27
Wall Street Target
$31.00
(+16.7%)
Revenue Growth (YoY)
16.1%
Earnings Growth (YoY)
3.5%
Profit Margin
32.3%
Valuation Premium vs History
+1.1% premium
PE vs Historical
10.3 vs 9.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.1%
(market-implied from PE analysis)
1-Year Target
$26.85
(+1%)
2-Year Target
$27.15
(+2%)
3-Year Target
$27.45
(+3%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$26.45
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 10.9%)
$72.01
(+171%)
Base:
(SPY PE: 10.3, Growth: 10.9%)
$36.27
(+37%)
Bear:
(PE: 8.7, Growth: 10.9%)
$30.83
(+16%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.99 | Current EPS (TTM): $2.22
Bull Case
$34.08
(+28%)
Analyst growth 16.4%, PE expands to 13.2
Base Case
$30.99
(+17%)
Market implied 16.4%, PE stable at 12.0
Bear Case
$18.09
(-32%)
Severe decline -20.0%, PE contracts to 10.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 29, 2026 12:58 PM ET
Data refreshes hourly during market hours. Next update: 1:58 PM
Data refreshes hourly during market hours. Next update: 1:58 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is COSO showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 61 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 63 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$93 | 58 HOLD |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$120 | 68 BUY |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$178 | 53 HOLD |