CPSS Stock Analysis: Buy, Sell, or Hold?
CPSS - Consumer Portfolio Services
$9.30
0.04 (0.43%)
▲
5d:
-2.21%
30d:
-1.38%
90d:
-5.58%
BUY
HIGH Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 10, 2026
0d
Get Alerted When CPSS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: CPSS shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: CPSS shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
In-depth Analysis How we analyze
Valuation Analysis: CPSS is currently trading at $9.30, which is considered fair relative to its 30-day fair value range of $9.18 to $9.54.
Technical Outlook: Technically, CPSS is in a uptrend. The price is currently testing key support at $9.07. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: CPSS scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $14.00 (+50.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CPSS is in a uptrend. The price is currently testing key support at $9.07. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: CPSS scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $14.00 (+50.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$9.18 -
$9.54
Company Quality Score
64/100
(BUY)
Options IV Signal
48th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
83.3%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Options fairly priced (IV 48th percentile)
- BULLISH: Strong technical setup (71/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 50.5% below Wall St target ($14.00)
- BULLISH: Bottoming setup score 71/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$9.18 -
$9.54
Current vs Trading Range
FAIR
Expected Move (7 Days)
±$1.08
(11.6%)
Support & Resistance Levels
Support Level
$9.07
Resistance Level
$9.69
Current Trend
Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.21
Wall Street Target
$14.00
(+50.5%)
Revenue Growth (YoY)
18.9%
Earnings Growth (YoY)
35.0%
Profit Margin
10.2%
Share & Embed Analysis
Last updated: August 22, 2026 7:51 PM ET
Data refreshes hourly during market hours. Next update: 8:51 PM
Data refreshes hourly during market hours. Next update: 8:51 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CPSS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Daniel S Wood
SELL
20000 shares
2026-03-13
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$416 | 44 HOLD |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$665 | 49 HOLD |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$257 | 48 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$91 | 53 HOLD |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$59 | 43 HOLD |