ESQ Stock Analysis: Buy, Sell, or Hold?
ESQ - Esquire Financial Holdings, Inc. Common Stock
$115.31
1.87 (1.65%)
▲
5d:
-9.96%
30d:
-0.61%
90d:
+3.87%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When ESQ Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 MIXED SIGNALS: ESQ shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: ESQ shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$239.15
Based on 14.3% avg growth
INTRINSIC VALUE TODAY
$148.49
22.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ESQ is currently trading at $115.31, which is considered oversold relative to its 30-day fair value range of $119.32 to $131.00. The stock's valuation (Forward PE: 13.4) is in line with its historical norms (14.4). Remarkably, the market is currently pricing in an annual earnings decline of 2.4% over the next few years. This pessimistic expectation contrasts with the company's recent 8.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ESQ is in a strong uptrend. The price is currently testing key support at $112.42. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ESQ scores 24/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $130.00 (+12.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ESQ is in a strong uptrend. The price is currently testing key support at $112.42. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: ESQ scores 24/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $130.00 (+12.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$119.32 -
$131.00
Company Quality Score
31/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
54.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (24/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($130.00)
- WARNING: Composite score 31/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$119.32 -
$131.00
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$112.42
Resistance Level
$134.65
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.41
Wall Street Target
$130.00
(+12.7%)
Revenue Growth (YoY)
21.4%
Earnings Growth (YoY)
8.0%
Profit Margin
35.3%
Valuation Discount vs History
-2.4% cheaper
PE vs Historical
13.4 vs 14.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.4%
(market-implied from PE analysis)
1-Year Target
$112.54
(-2%)
2-Year Target
$109.84
(-5%)
3-Year Target
$107.21
(-7%)
3-Yr Target (if PE normalizes)
(PE: 13→14)
$115.14
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 24.6%)
$334.19
(+190%)
Base:
(SPY PE: 13.4, Growth: 24.6%)
$223.26
(+94%)
Bear:
(PE: 11.4, Growth: 24.6%)
$189.77
(+65%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 18.72 | Current EPS (TTM): $6.06
Bull Case
$177.09
(+54%)
Analyst growth 41.9%, PE expands to 20.6
Base Case
$160.99
(+40%)
Market implied 41.9%, PE stable at 18.7
Bear Case
$77.14
(-33%)
Severe decline -20.0%, PE contracts to 15.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 13.4 to 14.4
Stabilization Target:
$123.84
(+7.4%)
PE Expansion Potential:
+7.4%
Share & Embed Analysis
Last updated: August 22, 2026 8:33 PM ET
Data refreshes hourly during market hours. Next update: 9:33 PM
Data refreshes hourly during market hours. Next update: 9:33 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ESQ showing a specific setup today?
Insider Activity (6 Months)
0
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Richard T Powers
SELL
2308 shares
2026-03-19
Selig Zises
SELL
5000 shares
2026-03-19
Selig Zises
SELL
25000 shares
2026-03-18
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 51 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 48 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 50 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$256 | 45 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 46 HOLD |
