Esquire Financial (ESQ) Stock: Buy, Sell, or Hold?
ESQ - Esquire Financial Holdings, Inc. Common Stock
$118.19
1.82 (1.56%)
â˛
5d:
-4.04%
30d:
+5.94%
90d:
-1.79%
WAIT
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Oct 22, 2026
19d
Get Alerted When ESQ Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: ESQ is fairly priced but lacks strong directional signals. At -0.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: ESQ is fairly priced but lacks strong directional signals. At -0.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$221.39
Based on 13.0% avg growth
INTRINSIC VALUE TODAY
$137.47
14.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ESQ is currently trading at $118.19, which is considered fair relative to its 30-day fair value range of $114.51 to $122.03. The stock's valuation (Forward PE: 13.9) is in line with its historical norms (14.3). Remarkably, the market is currently pricing in an annual earnings decline of 0.9% over the next few years. This pessimistic expectation contrasts with the company's recent 8.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ESQ is in a uptrend. Immediate support is located at $114.55, while resistance sits at $126.16.
Market Sentiment: ESQ scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ESQ is in a uptrend. Immediate support is located at $114.55, while resistance sits at $126.16.
Market Sentiment: ESQ scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$114.51 -
$122.03
Company Quality Score
42/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
45.2%
All Signals
- NEUTRAL: Price in fair range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($130.00)
- WARNING: Composite score 42/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$114.51 -
$122.03
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$114.55
Resistance Level
$126.16
Current Trend
Uptrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.95
Wall Street Target
$130.00
(+10.0%)
Revenue Growth (YoY)
21.4%
Earnings Growth (YoY)
8.0%
Profit Margin
35.3%
Valuation Discount vs History
-0.9% cheaper
PE vs Historical
14.0 vs 14.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.9%
(market-implied from PE analysis)
1-Year Target
$117.13
(-1%)
2-Year Target
$116.07
(-2%)
3-Year Target
$115.03
(-3%)
3-Yr Target (if PE normalizes)
(PE: 14â14)
$117.88
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 22.0%)
$314.11
(+166%)
Base:
(SPY PE: 14.0, Growth: 22.0%)
$214.86
(+82%)
Bear:
(PE: 11.9, Growth: 22.0%)
$182.63
(+55%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 19.20 | Current EPS (TTM): $6.06
Bull Case
$178.91
(+51%)
Analyst growth 39.8%, PE expands to 21.1
Base Case
$162.65
(+38%)
Market implied 39.8%, PE stable at 19.2
Bear Case
$79.13
(-33%)
Severe decline -20.0%, PE contracts to 16.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 14.0 to 14.3
Stabilization Target:
$121.12
(+2.5%)
PE Expansion Potential:
+2.5%
Share & Embed Analysis
Last updated: October 02, 2026 5:35 AM ET
Data refreshes hourly during market hours. Next update: 6:35 AM
Data refreshes hourly during market hours. Next update: 6:35 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ESQ showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 46 HOLD |
|
HBAN
Huntington Bancshares InâĻ |
STRONG BUY
21 analysts |
$20 | 47 HOLD |
|
WAL
Western Alliance BancorpâĻ |
STRONG BUY
15 analysts |
$93 | 50 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$427 | 52 HOLD |
|
FCNCA
First Citizens BancShareâĻ |
BUY
14 analysts |
$2339 | 54 HOLD |
