EZPW Stock Analysis: Buy, Sell, or Hold?
EZPW - Ezcorp Inc
$30.18
0.41 (1.38%)
▲
5d:
-0.72%
30d:
-15.2%
90d:
-6.74%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 05, 2026
1d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: EZPW shows positive signals but monitor for confirmation. Market pricing in 0.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: EZPW shows positive signals but monitor for confirmation. Market pricing in 0.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$39.31
Based on 5.7% avg growth
INTRINSIC VALUE TODAY
$24.41
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EZPW is currently trading at $30.18, which is considered oversold relative to its 30-day fair value range of $30.35 to $34.32. The stock's valuation (Forward PE: 13.9) is in line with its historical norms (13.9). At these levels, the market is pricing in -0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, EZPW is in a strong uptrend. Immediate support is located at $28.43, while resistance sits at $33.07.
Market Sentiment: EZPW has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $40.80 (+37.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EZPW is in a strong uptrend. Immediate support is located at $28.43, while resistance sits at $33.07.
Market Sentiment: EZPW has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $40.80 (+37.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.35 -
$34.32
Company Quality Score
55/100
(HOLD)
Options IV Signal
40th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
60.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 40th percentile)
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 37.1% below Wall St target ($40.80)
- NEUTRAL: Market pricing in -0.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$30.35 -
$34.32
Current vs Trading Range
OVERSOLD
Expected Move (7 Days)
±$3.09
(10.2%)
Support & Resistance Levels
Support Level
$28.43
Resistance Level
$33.07
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.89
Wall Street Target
$40.80
(+37.1%)
Revenue Growth (YoY)
45.9%
Earnings Growth (YoY)
82.7%
Profit Margin
9.9%
PE vs Historical
13.9 vs 13.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$29.77
(0%)
2-Year Target
$29.77
(0%)
3-Year Target
$29.77
(0%)
3-Yr Target (if PE normalizes)
(PE: 14→14)
$29.80
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 7.4%)
$55.08
(+85%)
Base:
(SPY PE: 13.9, Growth: 7.4%)
$36.90
(+24%)
Bear:
(PE: 11.8, Growth: 7.4%)
$31.36
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 15.68 | Current EPS (TTM): $1.86
Bull Case
$36.97
(+24%)
Analyst growth 15.3%, PE expands to 17.3
Base Case
$33.61
(+13%)
Market implied 15.3%, PE stable at 15.7
Bear Case
$19.83
(-33%)
Severe decline -20.0%, PE contracts to 13.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 2:49 PM ET
Data refreshes hourly during market hours. Next update: 3:49 PM
Data refreshes hourly during market hours. Next update: 3:49 PM
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Technical Signals Check
Is EZPW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Gary Tillett
SELL
10000 shares
2026-02-23
Pablo Lagos Espinosa
SELL
20000 shares
2026-02-19
Gary Tillett
SELL
10000 shares
2026-02-18
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Advanced EZPW Option Strategies
Professional options setups generated by AI based on today's EZPW price and gamma walls.