EZPW
Ezcorp Inc
RETAIL-MISCELLANEOUS RETAIL
Ezcorp (EZPW) Stock: Buy, Sell, or Hold?
$28.30
-0.47 (-1.63%)
▼
5d:
-4.13%
30d:
-14.42%
90d:
-1.22%
QUANTITATIVE VERDICT
BUY
HIGH Confidence (92%)
Quality Score
68/100
Position
OVERSOLD
30-Day Fair Range
$28.66 – $32.25
Position: OVERSOLD
Forward P/E & Valuation
12.8x
FAIR
vs 13.9x historical avg
Wall Street Target
$41.00
+44.9% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$27.71 / $30.38
Trend: Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
✅ BUY SIGNAL: EZPW shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$42.45
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$26.36
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EZPW is currently trading at $28.30, which is considered oversold relative to its 30-day fair value range of $28.66 to $32.25. The stock's valuation (Forward PE: 12.8) is in line with its historical norms (13.9). Remarkably, the market is currently pricing in an annual earnings decline of 2.9% over the next few years. This pessimistic expectation contrasts with the company's recent 41.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EZPW is in a downtrend. The price is currently testing key support at $27.71. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EZPW scores 88/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $41.00 (+44.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EZPW is in a downtrend. The price is currently testing key support at $27.71. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EZPW scores 88/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $41.00 (+44.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$28.66 -
$32.25
Company Quality Score
68/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
92.3%
Trading Range & Key Levels
30-Day Trading Range
$28.66 -
$32.25
Current vs Trading Range
OVERSOLD
Expected Move (7 Days)
±$1.96
(6.9%)
Support Level
$27.71
Resistance Level
$30.38
Current Trend
Downtrend
Technical data as of
Nov 11, 2026
Quantitative Signal Breakdown
- BULLISH: Price oversold vs 30-day range
- BULLISH: Options cheap (IV 0th percentile)
- BULLISH: Strong technical setup (88/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 44.9% below Wall St target ($41.00)
- BULLISH: Bottoming setup score 88/100 — corrected, stabilizing, and turning up
Fundamental Context
Forward P/E (Next Year Est.)
12.75
Wall Street Target
$41.00
(+44.9%)
Revenue Growth (YoY)
34.7%
Earnings Growth (YoY)
41.2%
Profit Margin
10.0%
Valuation Discount vs History
-2.9% cheaper
PE vs Historical
12.8 vs 13.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.9%
(market-implied from PE analysis)
1-Year Target
$27.48
(-3%)
2-Year Target
$26.68
(-6%)
3-Year Target
$25.91
(-9%)
3-Yr Target (if PE normalizes)
(PE: 13→14)
$28.25
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 9.2%)
$57.45
(+103%)
Base:
(SPY PE: 12.7, Growth: 9.2%)
$36.88
(+30%)
Bear:
(PE: 10.8, Growth: 9.2%)
$31.35
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 14.46 | Current EPS (TTM): $1.99
Bull Case
$35.30
(+25%)
Analyst growth 11.6%, PE expands to 15.9
Base Case
$32.10
(+13%)
Market implied 11.6%, PE stable at 14.5
Bear Case
$19.56
(-31%)
Severe decline -20.0%, PE contracts to 12.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.7 to 13.9
Stabilization Target:
$30.86
(+9.0%)
PE Expansion Potential:
+9.0%
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (EZPW)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 12, 2026
Daily AI digest
AI Retail Discussion Summary:
EZCorp, a pawnshop operator, experienced a surge in stock price following the release of strong fourth-quarter earnings results.
Key Retail Themes:
Earnings Beat
Inflation
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 4:07 AM ET
Data refreshes hourly during market hours. Next update: 5:07 AM
Data refreshes hourly during market hours. Next update: 5:07 AM
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Technical Signals Check
Is EZPW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
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