FBIZ Stock Analysis: Buy, Sell, or Hold?
FBIZ - First Business Financial Services, Inc.
$70.93
1.44 (2.07%)
▲
5d:
+0.57%
30d:
-1.28%
90d:
+10.21%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 29, 2026
24d
Get Alerted When FBIZ Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: FBIZ is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: FBIZ is fairly valued with market pricing in 3.8% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$80.90
Based on 5.1% avg growth
INTRINSIC VALUE TODAY
$50.23
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FBIZ is currently trading at $70.93, which is considered fair relative to its 30-day fair value range of $69.68 to $72.11. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.2) compared to its historical average (9.1). At these levels, the market is pricing in 3.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FBIZ is in a strong uptrend. The price is approaching resistance at $71.49. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FBIZ scores 69/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $78.60 (+10.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FBIZ is in a strong uptrend. The price is approaching resistance at $71.49. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FBIZ scores 69/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $78.60 (+10.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$69.68 -
$72.11
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (69/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($78.60)
- NEUTRAL: Market pricing in 3.8% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 16% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$69.68 -
$72.11
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$67.54
Resistance Level
$71.49
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.21
Wall Street Target
$78.60
(+10.8%)
Revenue Growth (YoY)
16.5%
Earnings Growth (YoY)
36.3%
Profit Margin
32.8%
Valuation Premium vs History
+3.8% premium
PE vs Historical
10.2 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.8%
(market-implied from PE analysis)
1-Year Target
$73.63
(+4%)
2-Year Target
$76.42
(+8%)
3-Year Target
$79.33
(+12%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$70.73
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 6.1%)
$169.37
(+139%)
Base:
(SPY PE: 10.2, Growth: 6.1%)
$84.73
(+20%)
Bear:
(PE: 8.7, Growth: 6.1%)
$72.02
(+2%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.59 | Current EPS (TTM): $6.56
Bull Case
$80.98
(+14%)
Analyst growth 5.9%, PE expands to 11.7
Base Case
$73.62
(+4%)
Market implied 5.9%, PE stable at 10.6
Bear Case
$47.25
(-33%)
Severe decline -20.0%, PE contracts to 9.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 8:45 PM ET
Data refreshes hourly during market hours. Next update: 9:45 PM
Data refreshes hourly during market hours. Next update: 9:45 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FBIZ showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 68 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$277 | 60 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$258 | 60 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 63 BUY |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$19 | 66 BUY |
