FCF
First Commonwealth Financial Corporation
NATIONAL COMMERCIAL BANKS
Best National Banks Stocks 2026 →
First Commonwealth Financial (FCF) Stock: Buy, Sell, or Hold?
$21.01
-0.13 (-0.61%)
▼
5d:
-2.32%
30d:
+5.16%
90d:
-2.87%
Open in Live Scanner
70/30 Portfolio Builder
Earnings: Oct 27, 2026
0d
Protect FCF Gains
Updated Nov 11, 12:00 AM ET
QUANTITATIVE VERDICT
HOLD
MODERATE Confidence (65%)
Quality Score
57/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$20.15 – $21.18
Position: SLIGHTLY HIGH
Forward P/E & Valuation
10.4x
FAIR
vs 9.9x historical avg
Wall Street Target
$23.79
+13.2% upside
Options IV & Volume
30th pct IV
HIGH volume confirmation
Support / Resistance
$20.75 / $22.09
Trend: Sideways
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 HOLD: FCF is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.
Get Alerted When FCF Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$31.97
Based on 9.9% avg growth
INTRINSIC VALUE TODAY
$19.85
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FCF is currently trading at $21.01, which is considered slightly high relative to its 30-day fair value range of $20.15 to $21.18. The stock's valuation (Forward PE: 10.4) is in line with its historical norms (9.9). At these levels, the market is pricing in 1.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FCF is showing sideways momentum. The price is currently testing key support at $20.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $23.79 (+13.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FCF is showing sideways momentum. The price is currently testing key support at $20.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $23.79 (+13.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$20.15 -
$21.18
Company Quality Score
57/100
(HOLD)
Options IV Signal
30th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
65.0%
Trading Range & Key Levels
30-Day Trading Range
$20.15 -
$21.18
Current vs Trading Range
SLIGHTLY HIGH
Expected Move (7 Days)
±$1.09
(5.2%)
Support Level
$20.75
Resistance Level
$22.09
Current Trend
Sideways
Technical data as of
Nov 11, 2026
Protect Your Profits
Holding FCF? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- NEUTRAL: Options fairly priced (IV 30th percentile)
- NEUTRAL: Mixed technical signals (53/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($23.79)
- NEUTRAL: Market pricing in 1.5% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (53/100) — watch for confirmation
Fundamental Context
Forward P/E (Next Year Est.)
10.39
Wall Street Target
$23.79
(+13.2%)
Revenue Growth (YoY)
2.7%
Earnings Growth (YoY)
15.4%
Profit Margin
33.7%
Valuation Premium vs History
+1.5% premium
PE vs Historical
10.4 vs 9.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.5%
(market-implied from PE analysis)
1-Year Target
$21.33
(+2%)
2-Year Target
$21.65
(+3%)
3-Year Target
$21.97
(+5%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$20.93
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 15.8%)
$62.33
(+197%)
Base:
(SPY PE: 10.4, Growth: 15.8%)
$32.62
(+55%)
Bear:
(PE: 8.8, Growth: 15.8%)
$27.73
(+32%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.58 | Current EPS (TTM): $1.68
Bull Case
$27.98
(+33%)
Analyst growth 20.3%, PE expands to 13.8
Base Case
$25.44
(+21%)
Market implied 20.3%, PE stable at 12.6
Bear Case
$14.38
(-32%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share FCF Analysis
Share this live FCF analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (FCF)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 11, 2026
Daily AI digest
AI Retail Discussion Summary:
First Commonwealth Financial Corporation's Board of Directors authorized a new $25.0 million share repurchase program, having completed a $25.0 million program in Q4 2025.
Key Retail Themes:
share buyback program
complete repurchase of $25MN in Q4 2025
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 1:37 AM ET
Data refreshes hourly during market hours. Next update: 2:37 AM
Data refreshes hourly during market hours. Next update: 2:37 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FCF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 54 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$264 | 55 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 54 HOLD |
|
VLY
Valley National Bancorp |
STRONG BUY
14 analysts |
$17 | 53 HOLD |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$161 | 44 HOLD |
Advanced FCF Option Strategies
Professional options setups generated by AI based on today's FCF price and gamma walls.
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive FCF Research Pages
