FFBC Stock Analysis: Buy, Sell, or Hold?
FFBC - First Financial Bancorp
$34.14
0.31 (0.92%)
▲
5d:
+1.67%
30d:
-0.73%
90d:
+12.27%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When FFBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: FFBC shows positive signals but monitor for confirmation. Market pricing in 3.8% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: FFBC shows positive signals but monitor for confirmation. Market pricing in 3.8% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$41.62
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$25.84
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFBC is currently trading at $34.14, which is considered fair relative to its 30-day fair value range of $33.62 to $35.03. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.8) compared to its historical average (8.8). At these levels, the market is pricing in 3.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is currently testing key support at $33.13. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $37.57 (+10.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is currently testing key support at $33.13. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $37.57 (+10.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$33.62 -
$35.03
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($37.57)
- NEUTRAL: Market pricing in 3.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$33.62 -
$35.03
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$33.13
Resistance Level
$35.75
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.82
Wall Street Target
$37.57
(+10.1%)
Revenue Growth (YoY)
16.5%
Profit Margin
29.9%
Valuation Premium vs History
+3.8% premium
PE vs Historical
9.8 vs 8.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.8%
(market-implied from PE analysis)
1-Year Target
$35.44
(+4%)
2-Year Target
$36.78
(+8%)
3-Year Target
$38.18
(+12%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$34.23
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 8.7%)
$92.60
(+171%)
Base:
(SPY PE: 9.8, Growth: 8.7%)
$43.84
(+28%)
Bear:
(PE: 8.3, Growth: 8.7%)
$37.27
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.95 | Current EPS (TTM): $2.83
Bull Case
$45.74
(+34%)
Analyst growth 22.9%, PE expands to 13.2
Base Case
$41.58
(+22%)
Market implied 22.9%, PE stable at 12.0
Bear Case
$23.00
(-33%)
Severe decline -20.0%, PE contracts to 10.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 04, 2026 4:17 AM ET
Data refreshes hourly during market hours. Next update: 5:17 AM
Data refreshes hourly during market hours. Next update: 5:17 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FFBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
James R Shank
SELL
320 shares
2026-02-27
Karen B Woods
SELL
10000 shares
2026-02-13
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 58 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 57 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$256 | 58 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 58 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 58 HOLD |
