FFBC Stock Analysis: Buy, Sell, or Hold?
FFBC - First Financial Bancorp
$32.92
0.45 (1.39%)
▲
5d:
+3.23%
30d:
+7.13%
90d:
+20.5%
HOLD
MODERATE Confidence
Analysis Updated: Jun 24, 2026 12:00 AM ET
Earnings: Jul 23, 2026
27d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: FFBC is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: FFBC is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.96
Based on 4.3% avg growth
INTRINSIC VALUE TODAY
$22.33
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFBC is currently trading at $32.92, which is considered extended relative to its 30-day fair value range of $30.29 to $31.92. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.6) compared to its historical average (8.5). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FFBC is in a uptrend. The price is approaching resistance at $31.74. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FFBC is in a uptrend. The price is approaching resistance at $31.74. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$30.29 -
$31.92
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($33.43)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$30.29 -
$31.92
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$29.75
Resistance Level
$31.74
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.61
Wall Street Target
$33.43
(+1.5%)
Revenue Growth (YoY)
32.3%
Earnings Growth (YoY)
31.5%
Profit Margin
30.4%
Valuation Premium vs History
+4.0% premium
PE vs Historical
9.6 vs 8.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$34.24
(+4%)
2-Year Target
$35.61
(+8%)
3-Year Target
$37.03
(+13%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$32.77
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 4.6%)
$85.45
(+160%)
Base:
(SPY PE: 9.6, Growth: 4.6%)
$37.69
(+15%)
Bear:
(PE: 8.2, Growth: 4.6%)
$32.04
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.47 | Current EPS (TTM): $2.83
Bull Case
$43.25
(+31%)
Analyst growth 21.1%, PE expands to 12.6
Base Case
$39.32
(+19%)
Market implied 21.1%, PE stable at 11.5
Bear Case
$22.08
(-33%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 25, 2026 12:07 AM ET
Data refreshes hourly during market hours. Next update: 1:07 AM
Data refreshes hourly during market hours. Next update: 1:07 AM
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Technical Signals Check
Is FFBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
James R Shank
SELL
320 shares
2026-02-27
Karen B Woods
SELL
10000 shares
2026-02-13
Richard S Dennen
SELL
20000 shares
2026-02-04
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