FFBC Stock Analysis: Buy, Sell, or Hold?
FFBC - First Financial Bancorp
$33.03
0.08 (0.24%)
▲
5d:
-3.93%
30d:
-2.25%
90d:
+7.66%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: FFBC shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: FFBC shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$42.09
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$26.13
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFBC is currently trading at $33.03, which is considered oversold relative to its 30-day fair value range of $33.33 to $34.91. The stock's valuation (Forward PE: 9.5) is in line with its historical norms (8.9). At these levels, the market is pricing in 2.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is currently testing key support at $32.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $37.57 (+13.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is currently testing key support at $32.62. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $37.57 (+13.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$33.33 -
$34.91
Company Quality Score
42/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (47/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($37.57)
- NEUTRAL: Market pricing in 2.4% annual earnings growth - fairly valued
- WARNING: Composite score 42/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$33.33 -
$34.91
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$32.62
Resistance Level
$34.56
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.50
Wall Street Target
$37.57
(+13.7%)
Revenue Growth (YoY)
16.5%
Profit Margin
29.9%
Valuation Premium vs History
+2.4% premium
PE vs Historical
9.5 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.4%
(market-implied from PE analysis)
1-Year Target
$33.82
(+2%)
2-Year Target
$34.63
(+5%)
3-Year Target
$35.47
(+7%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$33.24
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 8.7%)
$89.65
(+171%)
Base:
(SPY PE: 9.5, Growth: 8.7%)
$42.42
(+28%)
Bear:
(PE: 8.1, Growth: 8.7%)
$36.06
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.64 | Current EPS (TTM): $2.83
Bull Case
$44.55
(+35%)
Analyst growth 22.9%, PE expands to 12.8
Base Case
$40.50
(+23%)
Market implied 22.9%, PE stable at 11.6
Bear Case
$22.41
(-32%)
Severe decline -20.0%, PE contracts to 9.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 24, 2026 7:57 AM ET
Data refreshes hourly during market hours. Next update: 8:57 AM
Data refreshes hourly during market hours. Next update: 8:57 AM
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Technical Signals Check
Is FFBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
James R Shank
SELL
320 shares
2026-02-27
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