FHB Stock Analysis: Buy, Sell, or Hold?
FHB - First Hawaiian, Inc. Common Stock
$27.79
-0.13 (-0.47%)
▼
5d:
-1.14%
30d:
-8.01%
90d:
+1.87%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: FHB shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: FHB shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$37.48
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$23.27
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FHB is currently trading at $27.79, which is considered oversold relative to its 30-day fair value range of $28.27 to $29.81. The stock's valuation (Forward PE: 11.0) is in line with its historical norms (11.2). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This pessimistic expectation contrasts with the company's recent 3.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FHB is in a strong uptrend. The price is currently testing key support at $27.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $30.67 (+10.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FHB is in a strong uptrend. The price is currently testing key support at $27.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $30.67 (+10.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$28.27 -
$29.81
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($30.67)
Trading Range Analysis
30-Day Trading Range
$28.27 -
$29.81
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$27.60
Resistance Level
$29.41
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.01
Wall Street Target
$30.67
(+10.4%)
Revenue Growth (YoY)
5.9%
Earnings Growth (YoY)
3.4%
Profit Margin
32.3%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
11.0 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$27.62
(-1%)
2-Year Target
$27.46
(-1%)
3-Year Target
$27.29
(-2%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
$27.78
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 7.6%)
$65.14
(+134%)
Base:
(SPY PE: 11.0, Growth: 7.6%)
$34.58
(+24%)
Bear:
(PE: 9.4, Growth: 7.6%)
$29.39
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.19 | Current EPS (TTM): $2.29
Bull Case
$33.87
(+22%)
Analyst growth 10.3%, PE expands to 13.4
Base Case
$30.79
(+11%)
Market implied 10.3%, PE stable at 12.2
Bear Case
$18.99
(-32%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.0 to 11.2
Stabilization Target:
$28.28
(+1.8%)
PE Expansion Potential:
+1.8%
Share & Embed Analysis
Last updated: August 03, 2026 12:58 AM ET
Data refreshes hourly during market hours. Next update: 1:58 AM
Data refreshes hourly during market hours. Next update: 1:58 AM
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Technical Signals Check
Is FHB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Craig Scott Wo
SELL
500 shares
2026-02-10
Craig Scott Wo
SELL
1500 shares
2026-02-06
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