First Horizon (FHN) Stock: Buy, Sell, or Hold?
FHN - First Horizon Corporation
$23.42
0.37 (1.61%)
▲
5d:
-0.17%
30d:
-4.68%
90d:
-9.4%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 15, 2026
11d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: FHN shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: FHN shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.31
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$20.68
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FHN is currently trading at $23.42, which is considered slightly low relative to its 30-day fair value range of $23.41 to $24.67. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (10.7). Remarkably, the market is currently pricing in an annual earnings decline of 1.8% over the next few years. This pessimistic expectation contrasts with the company's recent 20.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FHN is in a strong uptrend. The price is approaching resistance at $24.12. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FHN scores 79/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $27.69 (+18.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FHN is in a strong uptrend. The price is approaching resistance at $24.12. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FHN scores 79/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $27.69 (+18.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$23.41 -
$24.67
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (79/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($27.69)
- CAUTION: Bottoming setup, but lagging the sector by 20% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$23.41 -
$24.67
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$22.48
Resistance Level
$24.12
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.11
Wall Street Target
$27.69
(+18.2%)
Revenue Growth (YoY)
9.0%
Earnings Growth (YoY)
20.0%
Profit Margin
30.2%
Valuation Discount vs History
-1.8% cheaper
PE vs Historical
10.1 vs 10.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.8%
(market-implied from PE analysis)
1-Year Target
$23.00
(-2%)
2-Year Target
$22.58
(-4%)
3-Year Target
$22.18
(-5%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$23.47
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 8.2%)
$59.94
(+156%)
Base:
(SPY PE: 10.1, Growth: 8.2%)
$29.71
(+27%)
Bear:
(PE: 8.6, Growth: 8.2%)
$25.25
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.08 | Current EPS (TTM): $2.08
Bull Case
$28.24
(+21%)
Analyst growth 11.4%, PE expands to 12.2
Base Case
$25.67
(+10%)
Market implied 11.4%, PE stable at 11.1
Bear Case
$15.67
(-33%)
Severe decline -20.0%, PE contracts to 9.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.1 to 10.7
Stabilization Target:
$24.79
(+5.8%)
PE Expansion Potential:
+5.8%
Share & Embed Analysis
Last updated: October 03, 2026 10:21 AM ET
Data refreshes hourly during market hours. Next update: 11:21 AM
Data refreshes hourly during market hours. Next update: 11:21 AM
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Technical Signals Check
Is FHN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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