FNF Stock Analysis: Buy, Sell, or Hold?
FNF - Fidelity National Financial, Inc.
$50.04
0.51 (1.03%)
▲
5d:
+2.73%
30d:
+5.13%
90d:
+5.5%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 05, 2026
21d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: FNF shows positive signals but monitor for confirmation. Market pricing in 1.3% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: FNF shows positive signals but monitor for confirmation. Market pricing in 1.3% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$71.28
Based on 8.4% avg growth
INTRINSIC VALUE TODAY
$44.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FNF is currently trading at $50.04, which is considered extended relative to its 30-day fair value range of $46.44 to $48.41. The stock's valuation (Forward PE: 8.5) is in line with its historical norms (8.1). At these levels, the market is pricing in 1.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FNF is in a downtrend. The price is approaching resistance at $49.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FNF has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $61.60 (+23.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FNF is in a downtrend. The price is approaching resistance at $49.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FNF has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $61.60 (+23.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$46.44 -
$48.41
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
62.9%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 23.1% below Wall St target ($61.60)
- NEUTRAL: Market pricing in 1.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$46.44 -
$48.41
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$45.32
Resistance Level
$49.00
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.47
Wall Street Target
$61.60
(+23.1%)
Revenue Growth (YoY)
16.7%
Earnings Growth (YoY)
200.0%
Profit Margin
5.1%
Valuation Premium vs History
+1.3% premium
PE vs Historical
8.5 vs 8.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.3%
(market-implied from PE analysis)
1-Year Target
$50.69
(+1%)
2-Year Target
$51.35
(+3%)
3-Year Target
$52.02
(+4%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$49.72
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 12.7%)
$183.98
(+268%)
Base:
(SPY PE: 8.5, Growth: 12.7%)
$71.58
(+43%)
Bear:
(PE: 7.2, Growth: 12.7%)
$60.85
(+22%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (18x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 17.63 | Current EPS (TTM): $2.81
Bull Case
$108.97
(+118%)
Analyst growth 100.0%, PE expands to 19.4
Base Case
$99.06
(+98%)
Market implied 100.0%, PE stable at 17.6
Bear Case
$33.68
(-33%)
Severe decline -20.0%, PE contracts to 15.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 6:48 AM ET
Data refreshes hourly during market hours. Next update: 7:48 AM
Data refreshes hourly during market hours. Next update: 7:48 AM
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Technical Signals Check
Is FNF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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