Five Star Bancorp (FSBC) Stock: Buy, Sell, or Hold?
FSBC - Five Star Bancorp Common Stock
$43.09
-0.15 (-0.35%)
▼
5d:
+1.36%
30d:
-2.45%
90d:
-9.0%
BUY
HIGH Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Oct 26, 2026
3d
Get Alerted When FSBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: FSBC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: FSBC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.99
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$32.28
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FSBC is currently trading at $43.09, which is considered fair relative to its 30-day fair value range of $42.50 to $44.43. The stock's valuation (Forward PE: 11.7) is in line with its historical norms (11.1). At these levels, the market is pricing in 1.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FSBC is in a downtrend. The price is currently testing key support at $41.97. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FSBC scores 72/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $51.40 (+19.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FSBC is in a downtrend. The price is currently testing key support at $41.97. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FSBC scores 72/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $51.40 (+19.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$42.50 -
$44.43
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (72/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($51.40)
- NEUTRAL: Market pricing in 1.9% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 72/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$42.50 -
$44.43
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$41.97
Resistance Level
$43.90
Current Trend
Downtrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.68
Wall Street Target
$51.40
(+19.3%)
Revenue Growth (YoY)
27.6%
Earnings Growth (YoY)
33.8%
Profit Margin
43.0%
Valuation Premium vs History
+1.9% premium
PE vs Historical
11.7 vs 11.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.9%
(market-implied from PE analysis)
1-Year Target
$43.91
(+2%)
2-Year Target
$44.74
(+4%)
3-Year Target
$45.59
(+6%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$43.31
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 5.8%)
$86.73
(+101%)
Base:
(SPY PE: 11.7, Growth: 5.8%)
$51.02
(+18%)
Bear:
(PE: 9.9, Growth: 5.8%)
$43.37
(+1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 12.79 | Current EPS (TTM): $3.38
Bull Case
$51.90
(+20%)
Analyst growth 9.1%, PE expands to 14.1
Base Case
$47.18
(+10%)
Market implied 9.1%, PE stable at 12.8
Bear Case
$29.40
(-32%)
Severe decline -20.0%, PE contracts to 10.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 1:31 AM ET
Data refreshes hourly during market hours. Next update: 2:31 AM
Data refreshes hourly during market hours. Next update: 2:31 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FSBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
20 analysts |
$78 | 63 BUY |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$69 | 50 HOLD |
|
FLG
Flagstar Financial, Inc. |
BUY
18 analysts |
$15 | 65 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
16 analysts |
$91 | 66 BUY |
|
BPOP
Popular Inc |
STRONG BUY
10 analysts |
$195 | 62 BUY |
