Five Star Bancorp (FSBC) Stock: Buy, Sell, or Hold?
FSBC - Five Star Bancorp Common Stock
$42.92
0.55 (1.30%)
▲
5d:
-1.17%
30d:
-5.34%
90d:
-11.8%
WAIT
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Oct 26, 2026
23d
Get Alerted When FSBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 MIXED SIGNALS: FSBC shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: FSBC shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$52.76
Based on 5.3% avg growth
INTRINSIC VALUE TODAY
$32.76
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FSBC is currently trading at $42.92, which is considered oversold relative to its 30-day fair value range of $43.66 to $46.23. The stock's valuation (Forward PE: 11.6) is in line with its historical norms (11.0). At these levels, the market is pricing in 1.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FSBC is in a uptrend. The price is currently testing key support at $41.70. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FSBC scores 14/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $51.80 (+20.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FSBC is in a uptrend. The price is currently testing key support at $41.70. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FSBC scores 14/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $51.80 (+20.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$43.66 -
$46.23
Company Quality Score
42/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (14/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.7% below Wall St target ($51.80)
- NEUTRAL: Market pricing in 1.6% annual earnings growth - fairly valued
- WARNING: Composite score 42/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$43.66 -
$46.23
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$41.70
Resistance Level
$45.43
Current Trend
Uptrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.56
Wall Street Target
$51.80
(+20.7%)
Revenue Growth (YoY)
27.6%
Earnings Growth (YoY)
33.8%
Profit Margin
43.0%
Valuation Premium vs History
+1.6% premium
PE vs Historical
11.6 vs 11.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.6%
(market-implied from PE analysis)
1-Year Target
$43.61
(+2%)
2-Year Target
$44.30
(+3%)
3-Year Target
$45.01
(+5%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$42.85
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 6.5%)
$91.47
(+113%)
Base:
(SPY PE: 11.6, Growth: 6.5%)
$51.82
(+21%)
Bear:
(PE: 9.8, Growth: 6.5%)
$44.04
(+3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 12.54 | Current EPS (TTM): $3.38
Bull Case
$51.21
(+19%)
Analyst growth 9.9%, PE expands to 13.8
Base Case
$46.56
(+9%)
Market implied 9.9%, PE stable at 12.5
Bear Case
$28.81
(-33%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 12:48 AM ET
Data refreshes hourly during market hours. Next update: 1:48 AM
Data refreshes hourly during market hours. Next update: 1:48 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FSBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 50 HOLD |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 47 HOLD |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$33 | 50 HOLD |
|
ZION
Zions Bancorporation |
HOLD
21 analysts |
$75 | 48 HOLD |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$178 | 36 SELL |
