HBCP Stock Analysis: Buy, Sell, or Hold?
HBCP - Home Bancorp, Inc.
$69.71
0.28 (0.40%)
▲
5d:
-3.13%
30d:
+0.65%
90d:
+6.98%
HOLD
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 19, 2026
Get Alerted When HBCP Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: HBCP is fairly valued with market pricing in 1.9% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: HBCP is fairly valued with market pricing in 1.9% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$84.34
Based on 5.1% avg growth
INTRINSIC VALUE TODAY
$52.37
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBCP is currently trading at $69.71, which is considered slightly low relative to its 30-day fair value range of $69.42 to $71.99. The stock's valuation (Forward PE: 11.0) is in line with its historical norms (10.4). At these levels, the market is pricing in 1.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HBCP is in a strong uptrend. The price is currently testing key support at $68.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, HBCP is in a strong uptrend. The price is currently testing key support at $68.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$69.42 -
$71.99
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (42/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($73.00)
- NEUTRAL: Market pricing in 1.9% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (42/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$69.42 -
$71.99
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$68.67
Resistance Level
$74.50
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.02
Wall Street Target
$73.00
(+4.7%)
Revenue Growth (YoY)
3.8%
Earnings Growth (YoY)
2.1%
Profit Margin
30.8%
Valuation Premium vs History
+1.9% premium
PE vs Historical
11.0 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.9%
(market-implied from PE analysis)
1-Year Target
$71.03
(+2%)
2-Year Target
$72.38
(+4%)
3-Year Target
$73.76
(+6%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$69.60
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 6.2%)
$151.91
(+118%)
Base:
(SPY PE: 11.0, Growth: 6.2%)
$83.42
(+20%)
Bear:
(PE: 9.4, Growth: 6.2%)
$70.91
(+2%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.61 | Current EPS (TTM): $5.98
Bull Case
$80.78
(+16%)
Analyst growth 5.8%, PE expands to 12.8
Base Case
$73.44
(+5%)
Market implied 5.8%, PE stable at 11.6
Bear Case
$47.21
(-32%)
Severe decline -20.0%, PE contracts to 9.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 22, 2026 5:27 PM ET
Data refreshes hourly during market hours. Next update: 6:27 PM
Data refreshes hourly during market hours. Next update: 6:27 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is HBCP showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 51 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 48 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 50 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$256 | 45 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 46 HOLD |
