HBT Stock Analysis: Buy, Sell, or Hold?
HBT - HBT Financial, Inc. Common Stock
$31.13
0.65 (2.13%)
▲
5d:
+3.8%
30d:
+9.3%
90d:
+16.94%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 20, 2026
26d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: HBT shows positive signals but monitor for confirmation. Market pricing in 3.4% growth. Moderate conviction.
💡 BUY OPPORTUNITY: HBT shows positive signals but monitor for confirmation. Market pricing in 3.4% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$34.65
Based on 4.2% avg growth
INTRINSIC VALUE TODAY
$21.51
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBT is currently trading at $31.13, which is considered extended relative to its 30-day fair value range of $28.02 to $30.15. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.2) compared to its historical average (9.2). At these levels, the market is pricing in 3.4% annual earnings growth.
Technical Outlook: Technically, HBT is in a uptrend. The price is approaching resistance at $30.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBT is in a uptrend. The price is approaching resistance at $30.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$28.02 -
$30.15
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.00)
- BULLISH: Expecting earnings turnaround to 3.4% growth with 17.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$28.02 -
$30.15
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$27.75
Resistance Level
$30.20
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.15
Wall Street Target
$32.00
(+2.8%)
Revenue Growth (YoY)
17.5%
Earnings Growth (YoY)
-43.7%
Profit Margin
28.3%
Valuation Premium vs History
+3.4% premium
PE vs Historical
10.2 vs 9.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$32.19
(+3%)
2-Year Target
$33.28
(+7%)
3-Year Target
$34.41
(+11%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$31.18
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 4.4%)
$75.89
(+144%)
Base:
(SPY PE: 10.2, Growth: 4.4%)
$35.38
(+14%)
Bear:
(PE: 8.6, Growth: 4.4%)
$30.07
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 13.98 | Current EPS (TTM): $2.18
Bull Case
$47.15
(+52%)
Analyst growth 40.6%, PE expands to 15.4
Base Case
$42.87
(+38%)
Market implied 40.6%, PE stable at 14.0
Bear Case
$20.73
(-33%)
Severe decline -20.0%, PE contracts to 11.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 6:27 PM ET
Data refreshes hourly during market hours. Next update: 7:27 PM
Data refreshes hourly during market hours. Next update: 7:27 PM
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Technical Signals Check
Is HBT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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