HBT Financial (HBT) Stock: Buy, Sell, or Hold?
$37.22
-0.31 (-0.84%)
▼
5d:
-1.57%
30d:
+5.37%
90d:
-0.01%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (50%)
Quality Score
51/100
Position
EXTENDED
30-Day Fair Range
$35.43 – $37.16
Position: EXTENDED
Forward P/E & Valuation
10.5x
FAIR
vs 9.8x historical avg
Wall Street Target
$42.00
+11.9% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$36.35 / $38.79
Trend: Strong Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: HBT shows conflicting indicators. Wait for confirmation before entering.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$52.79
Based on 8.7% avg growth
INTRINSIC VALUE TODAY
$32.78
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBT is currently trading at $37.22, which is considered extended relative to its 30-day fair value range of $35.43 to $37.16. The stock's valuation (Forward PE: 10.5) is in line with its historical norms (9.8). At these levels, the market is pricing in 2.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HBT is in a strong uptrend. The price is currently testing key support at $36.35. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $42.00 (+11.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, HBT is in a strong uptrend. The price is currently testing key support at $36.35. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $42.00 (+11.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$35.43 -
$37.16
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
49.5%
Trading Range & Key Levels
30-Day Trading Range
$35.43 -
$37.16
Current vs Trading Range
EXTENDED
Support Level
$36.35
Resistance Level
$38.79
Current Trend
Strong Uptrend
Technical data as of
Nov 11, 2026
Quantitative Signal Breakdown
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (43/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($42.00)
- NEUTRAL: Market pricing in 2.5% annual earnings growth - fairly valued
- WARNING: Composite score 51/100 in the bottom quintile — this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
10.52
Wall Street Target
$42.00
(+11.9%)
Revenue Growth (YoY)
43.0%
Earnings Growth (YoY)
37.0%
Profit Margin
30.7%
Valuation Premium vs History
+2.5% premium
PE vs Historical
10.5 vs 9.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.5%
(market-implied from PE analysis)
1-Year Target
$38.47
(+3%)
2-Year Target
$39.43
(+5%)
3-Year Target
$40.42
(+8%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$37.63
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 13.3%)
$102.94
(+174%)
Base:
(SPY PE: 10.5, Growth: 13.3%)
$54.55
(+45%)
Bear:
(PE: 8.9, Growth: 13.3%)
$46.37
(+24%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 14.47 | Current EPS (TTM): $2.59
Bull Case
$56.75
(+51%)
Analyst growth 37.7%, PE expands to 15.9
Base Case
$51.59
(+38%)
Market implied 37.7%, PE stable at 14.5
Bear Case
$25.48
(-32%)
Severe decline -20.0%, PE contracts to 12.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (HBT)
Bearish
1 Retail Mentions
Reddit / WSB Comments
1
Bearish
Last Tracked
Apr 24, 2022
Daily AI digest
AI Retail Discussion Summary:
Reddit & WallStreetBets discussions on HBT are bearish (sentiment score -0.94) across 1 tracked comments.
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 3:11 PM ET
Data refreshes hourly during market hours. Next update: 4:11 PM
Data refreshes hourly during market hours. Next update: 4:11 PM
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Technical Signals Check
Is HBT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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