The Hartford Insurance Group (HIG) Stock: Buy, Sell, or Hold?
HIG - The Hartford Insurance Group, Inc.
$139.45
3.63 (2.67%)
▲
5d:
+5.0%
30d:
+10.16%
90d:
-0.77%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 26, 2026
2d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: HIG shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: HIG shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$173.07
Based on 5.3% avg growth
INTRINSIC VALUE TODAY
$107.46
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HIG is currently trading at $139.45, which is considered extended relative to its 30-day fair value range of $125.88 to $134.30. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (9.7). At these levels, the market is pricing in 1.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HIG is showing sideways momentum. The price is approaching resistance at $139.72. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HIG scores 20/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, HIG is showing sideways momentum. The price is approaching resistance at $139.72. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HIG scores 20/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$125.88 -
$134.30
Company Quality Score
38/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
24.8%
Protect Your Profits
Holding HIG? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (20/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($146.86)
- NEUTRAL: Market pricing in 1.4% annual earnings growth - fairly valued
- WARNING: Composite score 38/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$125.88 -
$134.30
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$128.95
Resistance Level
$139.72
Current Trend
Sideways
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.12
Wall Street Target
$146.86
(+5.3%)
Revenue Growth (YoY)
8.1%
Earnings Growth (YoY)
36.1%
Profit Margin
14.9%
Valuation Premium vs History
+1.4% premium
PE vs Historical
10.1 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.4%
(market-implied from PE analysis)
1-Year Target
$141.40
(+1%)
2-Year Target
$143.38
(+3%)
3-Year Target
$145.39
(+4%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$139.40
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 6.6%)
$331.16
(+138%)
Base:
(SPY PE: 10.1, Growth: 6.6%)
$168.69
(+21%)
Bear:
(PE: 8.6, Growth: 6.6%)
$143.39
(+3%)
📈
Valuation based on Current Earnings
Trailing PE: 9.61 | Current EPS (TTM): $14.13
Bull Case
$145.75
(+5%)
Analyst growth -2.4%, PE expands to 10.6
Base Case
$132.50
(-5%)
Market implied -2.4%, PE stable at 9.6
Bear Case
$92.36
(-34%)
Severe decline -20.0%, PE contracts to 8.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 1:31 AM ET
Data refreshes hourly during market hours. Next update: 2:31 AM
Data refreshes hourly during market hours. Next update: 2:31 AM
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Technical Signals Check
Is HIG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's HIG price and gamma walls.
