HIG The Hartford Insurance Group, Inc. FIRE, MARINE & CASUALTY INSURANCE Best Insurance Stocks 2026 →

The Hartford Insurance Group (HIG) Stock: Buy, Sell, or Hold?

$137.18
-0.62 (-0.45%) ▼
5d: -0.67% 30d: +4.57% 90d: -0.46%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (47%)
Quality Score
46/100
Position
EXTENDED
30-Day Fair Range
$129.88 – $136.99
Position: EXTENDED
Forward P/E & Valuation
10.1x FAIR
vs 9.7x historical avg
Wall Street Target
$146.14
+6.5% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$131.71 / $141.33
Trend: Downtrend
💡Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: HIG shows conflicting indicators. Wait for confirmation before entering.
Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Nov 6, 2026 at $133.99 · last confirmed Nov 6, 2026

Strength: 3.6/10

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Interactive Price Chart (1 Month)

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Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$155.42
Based on 3.3% avg growth
INTRINSIC VALUE TODAY
$96.50
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: HIG is currently trading at $137.18, which is considered extended relative to its 30-day fair value range of $129.88 to $136.99. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (9.7). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, HIG is in a downtrend. Immediate support is located at $131.71, while resistance sits at $141.33.

Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $129.88 - $136.99
Company Quality Score 46/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 47.1%

Trading Range & Key Levels

30-Day Trading Range $129.88 - $136.99
Current vs Trading Range EXTENDED
Support Level $131.71
Resistance Level $141.33
Current Trend Downtrend
Technical data as of Nov 11, 2026

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Quantitative Signal Breakdown

  • BEARISH: Price extended above range
  • NEUTRAL: Mixed technical signals (42/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($146.14)
  • NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
  • WARNING: Composite score 46/100 in the bottom quintile — this cohort historically lags the market

Fundamental Context

Forward P/E (Next Year Est.) 10.07
Wall Street Target $146.14 (+6.5%)
Revenue Growth (YoY) 3.9%
Earnings Growth (YoY) 28.0%
Profit Margin 15.6%
Valuation Premium vs History +1.2% premium
PE vs Historical 10.1 vs 9.7 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +1.2% (market-implied from PE analysis)
1-Year Target $138.83 (+1%)
2-Year Target $140.49 (+2%)
3-Year Target $142.18 (+4%)
3-Yr Target (if PE normalizes) (PE: 10→10) PE COMPRESSION $136.95 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 19.9, Growth: 2.6%) $292.44 (+113%)
Base: (SPY PE: 10.1, Growth: 2.6%) $148.28 (+8%)
Bear: (PE: 8.6, Growth: 2.6%) $126.04 (-8%)
📈 Valuation based on Current Earnings
Trailing PE: 9.22 | Current EPS (TTM): $14.94
Bull Case $138.21 (+1%)
Analyst growth -8.8%, PE expands to 10.2
Base Case $125.65 (-8%)
Market implied -8.8%, PE stable at 9.2
Bear Case $93.70 (-32%)
Severe decline -20.0%, PE contracts to 7.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Reddit & Retail Trader Sentiment (HIG)

Bullish 2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Jun 3, 2026
Daily AI digest
AI Retail Discussion Summary: HIG is selling Hartford Funds to Wellington Financial for approximately $1.9B, generating $300M in upfront cash and $170M in dividends. This transaction is expected to result in a short-term GAAP loss of $150M but will focus the company on its core insurance operations.
Key Retail Themes: Company Focus Cash Inflow
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams. View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 1:03 AM ET
Data refreshes hourly during market hours. Next update: 2:03 AM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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