The Hartford Insurance Group (HIG) Stock: Buy, Sell, or Hold?
HIG - The Hartford Insurance Group, Inc.
$136.36
-0.44 (-0.32%)
▼
5d:
-2.6%
30d:
-0.79%
90d:
+6.2%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 26, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: HIG is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: HIG is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$174.73
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$108.49
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HIG is currently trading at $136.36, which is considered slightly low relative to its 30-day fair value range of $136.51 to $141.26. The stock's valuation (Forward PE: 10.0) is in line with its historical norms (9.7). At these levels, the market is pricing in 0.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HIG is in a uptrend. The price is currently testing key support at $134.24. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, HIG is in a uptrend. The price is currently testing key support at $134.24. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$136.51 -
$141.26
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
Protect Your Profits
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View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (56/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($149.85)
- NEUTRAL: Market pricing in 0.7% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (56/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$136.51 -
$141.26
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$134.24
Resistance Level
$140.41
Current Trend
Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.96
Wall Street Target
$149.85
(+9.9%)
Revenue Growth (YoY)
8.1%
Earnings Growth (YoY)
36.1%
Profit Margin
14.9%
Valuation Premium vs History
+0.7% premium
PE vs Historical
10.0 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$137.31
(+1%)
2-Year Target
$138.28
(+1%)
3-Year Target
$139.24
(+2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$135.59
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 7.3%)
$341.02
(+150%)
Base:
(SPY PE: 10.0, Growth: 7.3%)
$168.42
(+24%)
Bear:
(PE: 8.5, Growth: 7.3%)
$143.16
(+5%)
📈
Valuation based on Current Earnings
Trailing PE: 9.43 | Current EPS (TTM): $14.50
Bull Case
$142.06
(+4%)
Analyst growth -5.6%, PE expands to 10.4
Base Case
$129.15
(-5%)
Market implied -5.6%, PE stable at 9.4
Bear Case
$93.02
(-32%)
Severe decline -20.0%, PE contracts to 8.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 11, 2026 9:05 PM ET
Data refreshes hourly during market hours. Next update: 10:05 PM
Data refreshes hourly during market hours. Next update: 10:05 PM
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Technical Signals Check
Is HIG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's HIG price and gamma walls.
