INTR Inter & Co. Inc. Class A Common Shares Commercial Banks, NEC Best Commercial Banks Stocks 2026 →

INTR Stock Analysis: Buy, Sell, or Hold?

$4.03
+0.07 (+1.77%) ▲
5d: +1.77% 30d: -45.91% 90d: -22.8%
QUANTITATIVE VERDICT
HOLD
LOW Confidence (91%)
Quality Score
60/100
Position
OVERSOLD
30-Day Fair Range
$4.16 – $7.23
Position: OVERSOLD
Forward P/E & Valuation
4.3x CHEAP
vs 7.2x historical avg
Wall Street Target
$8.91
+121.1% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$3.75 / $4.22
Trend: Sideways
💡Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 HOLD: INTR shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

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Interactive Price Chart (1 Month)

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Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$12.32
Based on 13.0% avg growth
INTRINSIC VALUE TODAY
$7.65
47.3% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.2x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: INTR is currently trading at $4.03, which is considered oversold relative to its 30-day fair value range of $4.16 to $7.23. From a valuation perspective, the stock is trading at a discount (Forward PE: 4.3) compared to its historical average (7.2). Remarkably, the market is currently pricing in an annual earnings decline of 15.9% over the next few years. This pessimistic expectation contrasts with the company's recent 32.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, INTR is showing sideways momentum. Immediate support is located at $3.75, while resistance sits at $4.21.

Market Sentiment: INTR scores 86/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $8.91 (+121.1%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position OVERSOLD
Historical Trading Range $4.16 - $7.23
Company Quality Score 60/100 (BUY)
Volume Confirmation HIGH
Confidence Score 90.5%

Trading Range & Key Levels

30-Day Trading Range $4.16 - $7.23
Current vs Trading Range OVERSOLD
Support Level $3.75
Resistance Level $4.22
Current Trend Sideways
Technical data as of Nov 11, 2026

Quantitative Signal Breakdown

  • BULLISH: Price oversold vs 30-day range
  • BULLISH: Strong technical setup (86/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 121.1% below Wall St target ($8.91)
  • CAUTION: Bottoming setup, but lagging the sector by 32% over 20 days — wait for relative strength

Fundamental Context

Forward P/E (Next Year Est.) 4.30
Wall Street Target $8.91 (+121.1%)
Revenue Growth (YoY) 23.8%
Earnings Growth (YoY) 32.4%
Profit Margin 22.9%
Valuation Discount vs History -15.9% cheaper
PE vs Historical 4.3 vs 7.2 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -15.9% (market-implied from PE analysis)
1-Year Target $3.63 (-10%)
2-Year Target $3.26 (-19%)
3-Year Target $2.94 (-27%)
3-Yr Target (if PE normalizes) (PE: 4→7) $4.92 (+22%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 19.9, Growth: 21.9%) $33.73 (+737%)
Base: (SPY PE: 4.3, Growth: 21.9%) $7.30 (+81%)
Bear: (PE: 3.7, Growth: 21.9%) $6.20 (+54%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (4x PE) as earnings recover.
Trailing PE: 6.19 | Current EPS (TTM): $0.64
Bull Case $6.38 (+58%)
Analyst growth 46.5%, PE expands to 6.8
Base Case $5.80 (+44%)
Market implied 46.5%, PE stable at 6.2
Bear Case $2.69 (-33%)
Severe decline -20.0%, PE contracts to 5.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.3 to 7.2
Stabilization Target: $6.75 (+67.6%)
PE Expansion Potential: +67.6%
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Reddit & Retail Trader Sentiment (INTR)

Bullish 2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 12, 2026
Daily AI digest
AI Retail Discussion Summary: Bullish sentiment prevails on StockTwits for $INTR with no recent news articles available.
Key Retail Themes: Bullish trend
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams. View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 9:20 AM ET
Data refreshes hourly during market hours. Next update: 10:20 AM
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Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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Part A: Deep-Dive INTR Research Pages
INTR Technical Chart INTR Price Prediction INTR Intrinsic Value DCF INTR Earnings Date INTR Investment Advisor INTR Fair Price Analyzer INTR Competitors
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