Landmark Bancorp (LARK) Stock: Buy, Sell, or Hold?
LARK - Landmark Bancorp Inc
$31.64
0.63 (2.03%)
â˛
5d:
+0.29%
30d:
+2.69%
90d:
+0.32%
WAIT
LOW Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Nov 04, 2026
12d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: LARK is fairly priced but lacks strong directional signals. At -0.7% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: LARK is fairly priced but lacks strong directional signals. At -0.7% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$61.67
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$38.29
17.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LARK is currently trading at $31.64, which is considered fair relative to its 30-day fair value range of $31.08 to $32.20. The stock's valuation (Forward PE: 8.9) is in line with its historical norms (9.1). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This pessimistic expectation contrasts with the company's recent 22.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, LARK is in a uptrend. The price is currently testing key support at $30.87. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $34.50 (+11.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, LARK is in a uptrend. The price is currently testing key support at $30.87. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $34.50 (+11.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$31.08 -
$32.20
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (46/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($34.50)
- WARNING: Composite score 47/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$31.08 -
$32.20
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$30.87
Resistance Level
$31.80
Current Trend
Uptrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.91
Wall Street Target
$34.50
(+11.3%)
Revenue Growth (YoY)
14.5%
Earnings Growth (YoY)
22.2%
Profit Margin
27.8%
Valuation Discount vs History
-0.7% cheaper
PE vs Historical
8.9 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.7%
(market-implied from PE analysis)
1-Year Target
$30.79
(-1%)
2-Year Target
$30.58
(-1%)
3-Year Target
$30.36
(-2%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
$31.01
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 28.8%)
$69.71
(+125%)
Base:
(SPY PE: 8.9, Growth: 28.8%)
$31.28
(+1%)
Bear:
(PE: 7.6, Growth: 28.8%)
$26.59
(-14%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.48 | Current EPS (TTM): $3.29
Bull Case
$36.30
(+17%)
Analyst growth 5.8%, PE expands to 10.4
Base Case
$33.00
(+6%)
Market implied 5.8%, PE stable at 9.5
Bear Case
$21.22
(-32%)
Severe decline -20.0%, PE contracts to 8.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.9 to 9.1
Stabilization Target:
$31.67
(+2.1%)
PE Expansion Potential:
+2.1%
Share & Embed Analysis
Last updated: October 22, 2026 12:06 PM ET
Data refreshes hourly during market hours. Next update: 1:06 PM
Data refreshes hourly during market hours. Next update: 1:06 PM
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Technical Signals Check
Is LARK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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