LDI vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

LDI

59.2
AI Score
VS
LDI Wins

UPST

44.6
AI Score

Investment Advisor Scores

LDI

59score
Recommendation
HOLD

UPST

45score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric LDI UPST Winner
Forward P/E 112.3596 13.587 UPST
PEG Ratio 0 0 Tie
Revenue Growth 9.7% 42.3% UPST
Earnings Growth -98.8% 211.2% UPST
Tradestie Score 59.2/100 44.6/100 LDI
Profit Margin -5.5% 4.7% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

LDI 1M: -31.1% · 3M: -50.2% UPST 1M: -16.2% · 3M: -34.0%

Current Technical Phase

LDI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -16.2%), weak momentum, RSI 32

RSI (14): 31.5 · Price: $0.61

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

Fundamentals Snapshot

Metric LDI UPST
Market Cap — —
Forward P/E 12.3 6.6
Trailing P/E — 44.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin 0.0% 0.1%
EPS -0.30 0.52
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, LDI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.