LKFN Stock Analysis: Buy, Sell, or Hold?
LKFN - Lakeland Financial Corp
$61.27
1.01 (1.68%)
▲
5d:
+0.92%
30d:
+1.79%
90d:
+7.89%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 24, 2026
29d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LKFN is fairly valued with market pricing in 0.3% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: LKFN is fairly valued with market pricing in 0.3% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$74.13
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$46.03
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LKFN is currently trading at $61.27, which is considered extended relative to its 30-day fair value range of $59.15 to $61.01. The stock's valuation (Forward PE: 13.5) is in line with its historical norms (13.4). At these levels, the market is pricing in 0.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LKFN is showing sideways momentum. The price is approaching resistance at $61.58. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LKFN is showing sideways momentum. The price is approaching resistance at $61.58. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$59.15 -
$61.01
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($65.50)
- NEUTRAL: Market pricing in 0.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$59.15 -
$61.01
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$58.24
Resistance Level
$61.58
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.54
Wall Street Target
$65.50
(+6.9%)
Revenue Growth (YoY)
18.8%
Earnings Growth (YoY)
33.3%
Profit Margin
41.0%
Valuation Premium vs History
+0.3% premium
PE vs Historical
13.5 vs 13.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$61.45
(+0%)
2-Year Target
$61.64
(+1%)
3-Year Target
$61.82
(+1%)
3-Yr Target (if PE normalizes)
(PE: 14→13)
PE COMPRESSION
$61.18
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 4.2%)
$111.51
(+82%)
Base:
(SPY PE: 13.5, Growth: 4.2%)
$69.32
(+13%)
Bear:
(PE: 11.5, Growth: 4.2%)
$58.93
(-4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 14.11 | Current EPS (TTM): $4.27
Bull Case
$70.24
(+15%)
Analyst growth 6.0%, PE expands to 15.5
Base Case
$63.86
(+4%)
Market implied 6.0%, PE stable at 14.1
Bear Case
$40.98
(-33%)
Severe decline -20.0%, PE contracts to 12.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 24, 2026 12:31 AM ET
Data refreshes hourly during market hours. Next update: 1:31 AM
Data refreshes hourly during market hours. Next update: 1:31 AM
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Technical Signals Check
Is LKFN showing a specific setup today?
Insider Activity (6 Months)
3
Buys
1
Sells
+
Net
INSIDERS BUYING
Recent Transactions
M Scott Welch
BUY
10000 shares
2026-03-12
M Scott Welch
BUY
5000 shares
2026-03-09
M Scott Welch
BUY
10000 shares
2026-02-27
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