Lakeland Financial (LKFN) Stock: Buy, Sell, or Hold?
LKFN - Lakeland Financial Corp
$60.58
0.07 (0.12%)
▲
5d:
+0.92%
30d:
-2.68%
90d:
-0.41%
BUY
HIGH Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 26, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: LKFN shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: LKFN shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$71.57
Based on 3.5% avg growth
INTRINSIC VALUE TODAY
$44.44
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LKFN is currently trading at $60.58, which is considered fair relative to its 30-day fair value range of $59.54 to $61.88. The stock's valuation (Forward PE: 13.4) is in line with its historical norms (13.4). At these levels, the market is pricing in -0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LKFN is showing sideways momentum. The price is approaching resistance at $61.43. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN scores 73/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, LKFN is showing sideways momentum. The price is approaching resistance at $61.43. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN scores 73/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$59.54 -
$61.88
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (73/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($66.50)
- NEUTRAL: Market pricing in -0.0% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 73/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$59.54 -
$61.88
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$58.45
Resistance Level
$61.43
Current Trend
Sideways
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.44
Wall Street Target
$66.50
(+9.8%)
Revenue Growth (YoY)
9.2%
Earnings Growth (YoY)
8.7%
Profit Margin
40.6%
PE vs Historical
13.4 vs 13.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$60.58
(0%)
2-Year Target
$60.58
(0%)
3-Year Target
$60.58
(0%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$60.41
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 2.9%)
$99.00
(+63%)
Base:
(SPY PE: 13.4, Growth: 2.9%)
$65.96
(+9%)
Bear:
(PE: 11.4, Growth: 2.9%)
$56.06
(-8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.88 | Current EPS (TTM): $4.36
Bull Case
$68.82
(+14%)
Analyst growth 3.4%, PE expands to 15.3
Base Case
$62.56
(+3%)
Market implied 3.4%, PE stable at 13.9
Bear Case
$41.15
(-32%)
Severe decline -20.0%, PE contracts to 11.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 13, 2026 9:18 AM ET
Data refreshes hourly during market hours. Next update: 10:18 AM
Data refreshes hourly during market hours. Next update: 10:18 AM
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Technical Signals Check
Is LKFN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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