Lakeland Financial (LKFN) Stock: Buy, Sell, or Hold?
$61.84
-0.23 (-0.37%)
▼
5d:
+0.77%
30d:
+8.45%
90d:
-1.04%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (47%)
Quality Score
41/100
Position
EXTENDED
30-Day Fair Range
$57.59 – $61.51
Position: EXTENDED
Forward P/E & Valuation
13.4x
FAIR
vs 13.4x historical avg
Wall Street Target
$66.00
+6.3% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$59.90 / $64.15
Trend: Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: LKFN shows conflicting indicators. Wait for confirmation before entering.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$75.17
Based on 4.0% avg growth
INTRINSIC VALUE TODAY
$46.68
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LKFN is currently trading at $61.84, which is considered extended relative to its 30-day fair value range of $57.59 to $61.51. The stock's valuation (Forward PE: 13.4) is in line with its historical norms (13.4). At these levels, the market is pricing in 0.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LKFN is in a downtrend. Immediate support is located at $59.90, while resistance sits at $64.15.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, LKFN is in a downtrend. Immediate support is located at $59.90, while resistance sits at $64.15.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$57.59 -
$61.51
Company Quality Score
41/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
Trading Range & Key Levels
30-Day Trading Range
$57.59 -
$61.51
Current vs Trading Range
EXTENDED
Support Level
$59.90
Resistance Level
$64.15
Current Trend
Downtrend
Technical data as of
Nov 12, 2026
Quantitative Signal Breakdown
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (41/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($66.00)
- NEUTRAL: Market pricing in 0.1% annual earnings growth - fairly valued
- WARNING: Composite score 41/100 in the bottom quintile — this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
13.43
Wall Street Target
$66.00
(+6.3%)
Revenue Growth (YoY)
7.1%
Earnings Growth (YoY)
11.0%
Profit Margin
40.8%
Valuation Premium vs History
+0.1% premium
PE vs Historical
13.4 vs 13.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.1%
(market-implied from PE analysis)
1-Year Target
$62.13
(+0%)
2-Year Target
$62.19
(+0%)
3-Year Target
$62.26
(+0%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$62.12
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 3.9%)
$102.85
(+66%)
Base:
(SPY PE: 13.4, Growth: 3.9%)
$69.55
(+12%)
Bear:
(PE: 11.4, Growth: 3.9%)
$59.12
(-5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.89 | Current EPS (TTM): $4.47
Bull Case
$70.62
(+14%)
Analyst growth 3.4%, PE expands to 15.3
Base Case
$64.20
(+3%)
Market implied 3.4%, PE stable at 13.9
Bear Case
$42.22
(-32%)
Severe decline -20.0%, PE contracts to 11.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: November 12, 2026 4:02 PM ET
Data refreshes hourly during market hours. Next update: 5:02 PM
Data refreshes hourly during market hours. Next update: 5:02 PM
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Insider Activity (6 Months)
0
Buys
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Net
NEUTRAL
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