MidWestOne Financial Group (MOFG) Stock: Buy, Sell, or Hold?
$49.31
+1.13 (+2.35%)
â˛
5d:
+2.35%
30d:
+19.34%
90d:
+25.47%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (72%)
Quality Score
41/100
Position
FAIR
Forward P/E & Valuation
12.9x
FAIR
vs 11.4x historical avg
Wall Street Target
$37.33
-24.3% vs target
Options IV & Volume
UNKNOWN Vol
UNKNOWN volume confirmation
Support / Resistance
$46.17 / $49.69
Trend: Strong Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: MOFG is fairly priced but lacks strong directional signals. At 4.3% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$84.69
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$52.59
6.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: MOFG is currently trading at $49.31, which is considered fair based on recent price action. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.9) compared to its historical average (11.4). At these levels, the market is pricing in 4.3% annual earnings growth.
Technical Outlook: Technically, MOFG is in a strong uptrend. The price is approaching resistance at $49.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: MOFG scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. However, the stock is trading significantly above the average Wall Street target of $37.33. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, MOFG is in a strong uptrend. The price is approaching resistance at $49.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: MOFG scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. However, the stock is trading significantly above the average Wall Street target of $37.33. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Company Quality Score
41/100
(HOLD)
Volume Confirmation
UNKNOWN
Confidence Score
72.4%
Trading Range & Key Levels
Support Level
$46.17
Resistance Level
$49.69
Current Trend
Strong Uptrend
Technical data as of
Feb 13, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BEARISH: Trading 24.3% above Wall St target ($37.33)
- BULLISH: Expecting earnings turnaround to 4.3% growth with -14.6% revenue growth
- WARNING: Composite score 41/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
12.93
Wall Street Target
$37.33
(-24.3%)
Revenue Growth (YoY)
-14.6%
Earnings Growth (YoY)
-52.1%
Profit Margin
26.4%
Valuation Premium vs History
+4.3% premium
PE vs Historical
12.9 vs 11.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.3%
(market-implied from PE analysis)
1-Year Target
$51.43
(+4%)
2-Year Target
$53.64
(+9%)
3-Year Target
$55.95
(+14%)
3-Yr Target (if PE normalizes)
(PE: 13â11)
PE COMPRESSION
$49.35
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.6, Growth: 28.9%)
$184.51
(+274%)
Base:
(SPY PE: 12.9, Growth: 28.9%)
$105.57
(+114%)
Bear:
(PE: 11.0, Growth: 28.9%)
$89.74
(+82%)
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (MOFG)
Neutral
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 4, 2025
Daily AI digest
AI Retail Discussion Summary:
CEO Reeves Charles N purchased additional shares of $MOFG, boosting confidence among bullish investors.
Key Retail Themes:
CEO buy
Bullish sentiment
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 9:25 PM ET
Data refreshes hourly during market hours. Next update: 10:25 PM
Data refreshes hourly during market hours. Next update: 10:25 PM
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Technical Signals Check
Is MOFG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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