NNI Stock Analysis: Buy, Sell, or Hold?
NNI - Nelnet, Inc. Class A
$131.88
-1.63 (-1.22%)
▼
5d:
-1.81%
30d:
+0.89%
90d:
-0.31%
BUY
HIGH Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 05, 2026
21d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: NNI shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: NNI shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$220.48
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$136.90
3.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NNI is currently trading at $131.88, which is considered fair relative to its 30-day fair value range of $129.17 to $133.63. The stock's valuation (Forward PE: 13.8) is in line with its historical norms (14.0). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is approaching resistance at $132.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NNI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is approaching resistance at $132.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NNI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$129.17 -
$133.63
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
78.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($135.00)
Trading Range Analysis
30-Day Trading Range
$129.17 -
$133.63
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$126.83
Resistance Level
$132.00
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.77
Wall Street Target
$135.00
(+2.4%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-12.9%
Profit Margin
25.3%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
13.8 vs 14.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$131.09
(-1%)
2-Year Target
$130.30
(-1%)
3-Year Target
$129.52
(-2%)
3-Yr Target (if PE normalizes)
(PE: 14→14)
$131.72
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 17.1%)
$335.17
(+154%)
Base:
(SPY PE: 13.8, Growth: 17.1%)
$211.84
(+61%)
Bear:
(PE: 11.7, Growth: 17.1%)
$180.07
(+37%)
📈
Valuation based on Current Earnings
Trailing PE: 11.61 | Current EPS (TTM): $11.50
Bull Case
$122.34
(-7%)
Analyst growth -16.7%, PE expands to 12.8
Base Case
$111.22
(-16%)
Market implied -16.7%, PE stable at 11.6
Bear Case
$90.79
(-31%)
Severe decline -20.0%, PE contracts to 9.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 13.8 to 14.0
Stabilization Target:
$134.12
(+1.7%)
PE Expansion Potential:
+1.7%
Share & Embed Analysis
Last updated: July 13, 2026 8:18 PM ET
Data refreshes hourly during market hours. Next update: 9:18 PM
Data refreshes hourly during market hours. Next update: 9:18 PM
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Technical Signals Check
Is NNI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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