NNI Stock Analysis: Buy, Sell, or Hold?
NNI - Nelnet, Inc. Class A
$127.03
0.43 (0.34%)
▲
5d:
-0.59%
30d:
-3.47%
90d:
-2.01%
BUY
HIGH Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 06, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: NNI shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: NNI shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$187.68
Based on 9.4% avg growth
INTRINSIC VALUE TODAY
$116.53
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NNI is currently trading at $127.03, which is considered oversold relative to its 30-day fair value range of $127.46 to $135.95. The stock's valuation (Forward PE: 14.8) is in line with its historical norms (14.0). At these levels, the market is pricing in 1.7% annual earnings growth.
Technical Outlook: Technically, NNI is in a downtrend. The price is currently testing key support at $123.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NNI scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NNI is in a downtrend. The price is currently testing key support at $123.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NNI scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$127.46 -
$135.95
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
89.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (74/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($130.00)
- BULLISH: Expecting earnings turnaround to 1.7% growth with -30.5% revenue growth
- BULLISH: Bottoming setup score 74/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$127.46 -
$135.95
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$123.32
Resistance Level
$130.25
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.77
Wall Street Target
$130.00
(+2.3%)
Revenue Growth (YoY)
-30.5%
Earnings Growth (YoY)
-62.8%
Profit Margin
20.3%
Valuation Premium vs History
+1.7% premium
PE vs Historical
14.8 vs 14.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.7%
(market-implied from PE analysis)
1-Year Target
$129.19
(+2%)
2-Year Target
$131.39
(+3%)
3-Year Target
$133.62
(+5%)
3-Yr Target (if PE normalizes)
(PE: 15→14)
PE COMPRESSION
$126.65
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 14.7%)
$260.23
(+105%)
Base:
(SPY PE: 14.8, Growth: 14.7%)
$191.52
(+51%)
Bear:
(PE: 12.6, Growth: 14.7%)
$162.79
(+28%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 15.05 | Current EPS (TTM): $8.41
Bull Case
$142.41
(+12%)
Analyst growth 2.3%, PE expands to 16.6
Base Case
$129.46
(+2%)
Market implied 2.3%, PE stable at 15.1
Bear Case
$86.09
(-32%)
Severe decline -20.0%, PE contracts to 12.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 1:03 AM ET
Data refreshes hourly during market hours. Next update: 2:03 AM
Data refreshes hourly during market hours. Next update: 2:03 AM
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Technical Signals Check
Is NNI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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