NP Stock Analysis: Buy, Sell, or Hold?
NP - Neptune Insurance Holdings Inc.
$29.72
1.00 (3.48%)
▲
5d:
+7.84%
30d:
+8.98%
90d:
+35.4%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 22, 2026
27d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: NP shows positive signals but monitor for confirmation. Market pricing in 1.4% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: NP shows positive signals but monitor for confirmation. Market pricing in 1.4% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$28.25
Based on 12.2% avg growth
INTRINSIC VALUE TODAY
$17.54
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NP is currently trading at $29.72, which is considered extended relative to its 30-day fair value range of $25.59 to $28.69. The stock's valuation (Forward PE: 46.4) is in line with its historical norms (44.4). At these levels, the market is pricing in 1.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, NP is in a uptrend. The price is approaching resistance at $29.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: NP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NP is in a uptrend. The price is approaching resistance at $29.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: NP has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$25.59 -
$28.69
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
62.9%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.5%)
- NEUTRAL: Near Wall St target ($30.42)
- NEUTRAL: Market pricing in 1.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$25.59 -
$28.69
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$23.75
Resistance Level
$29.51
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
46.36
Wall Street Target
$30.42
(+2.3%)
Revenue Growth (YoY)
28.8%
Earnings Growth (YoY)
3.1%
Profit Margin
20.7%
Valuation Premium vs History
+1.4% premium
PE vs Historical
46.4 vs 44.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.4%
(market-implied from PE analysis)
1-Year Target
$30.14
(+1%)
2-Year Target
$30.56
(+3%)
3-Year Target
$30.99
(+4%)
3-Yr Target (if PE normalizes)
(PE: 46→44)
PE COMPRESSION
$29.68
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 46.4, Growth: 20.3%)
$51.78
(+74%)
Base:
(SPY PE: 21.8, Growth: 20.3%)
$24.33
(-18%)
Bear:
(PE: 18.5, Growth: 20.3%)
$20.68
(-30%)
Share & Embed Analysis
Last updated: June 24, 2026 12:31 AM ET
Data refreshes hourly during market hours. Next update: 1:31 AM
Data refreshes hourly during market hours. Next update: 1:31 AM
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Technical Signals Check
Is NP showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Trevor R Burgess
BUY
50000 shares
2026-03-13
Michael Warren Vostrizan…
BUY
23000 shares
2026-02-20
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